Istana banglasia. RM100k.

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Oh tats normal fr her. Usually she knows ethg but all all half pail la.

Let's forgive her

Tats y retired early kena goreng gua.

Gd to retire in young age. When bored can stay in lyn giv some nonsense advise ma.

Let's back to prop market la. So far I dun see banks afraid of giving out loan but vely strict. Stil quite lotsa ppl successfully gotten loans. I assume it's a gd sign tat no hard landing wan. If market make a u turn then prop ll not even c a crash. Stagnant is the worst. My guess la.

Appreciate with few example. Tq

Regarding if, IF drop 20% after 3 yrs, (assumption niacin, ok) it's worth waiting if price stay stagnant. Wat if price up again let's assume 5% per yr? Then drop 20% after 3 yrs means 4th yr la, how har? Still can use I TOLD U SO boh?

Just dropby to remind ma. My comments r so min in tis thread now cos I'm enjoying fruit ma.

Stime someone just need to know most prop investors r there for long run rg 10yrs 20yrs. Nothin wrong holding it collecting rental n not selling. I dun c myself bleed at all. When banks come to me, they r happily giving approval cos the rental income with no loan for most of my props r income. Not liability.

So far onli sold 4 in the past 23 yrs. Am I a flipper??? Gua oso dunno. But seldom sell unless the price offered to me is way beyond my imagination, just like wat I did for the particular 4 units.

Approaching 40yrs like tis oso not bad. Not too big not too small. Ngam Ngam Ho.


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1. Song Hye Kyo
2. Vivian Hsu
3. Ha Ji Won

Approaching 40

Bear bear wanna repo more owners ma. But my guess is no matter how hard bear blow wateva water here, action speak louder. It's either buy or no buy. As simple as abc.

Boss I'm just a kicimiao.

Regardless of how ppl gonna hate the increment for the last 3 decades, those vested oledi enjoying liao. So y bother so much with their childish assumption???

Another 3 decades later then maybe all of us here bring tongkat out together n c who got the last laugh lo. Y stuck in a cyber world like bbw and some of his old frens who keep changing nicks???

Btw how many ten yrs do v hav??? I hav done my part liao. Hope everyone gets to taste the success in prop.

This post has been edited by ManutdGiggs: Feb 9 2014, 07:27 AM

Time for a 15km jog. Wish to hav tika the jogger to enjoy the fresh air together.

It's ok bro bear. Dun publish pnc thingy here la.

Btw do u mind sharing ur age???

Stimes, other than personality, those around u oso ll determine which direction u r heading to.

Eg. If too many around u r giving u too much data every morning u might hav too much of thinking to do and miss some real deal in real life. If u know wat I'm trying to tell.

This post has been edited by ManutdGiggs: Feb 9 2014, 10:01 AM

Below 30 for my guess.

It's ok bro. I hav a team of lawyer, secretary and agent to do tat for me. I dun wish to look at ur pnc. If I look at it n if athg happen to u tomolo then I might b liable to tat.

So long le. Dun wanna read la. Dunno bout others but definitely not me to read tat.

Boss I spent 21 yrs since buying 1st prop. U decide if u wanna call me lucky. Earn much onot depend on how much one wish to hav. I onli need a simple life. Buying props at young age is bcos I dun wanna face the problem of workers everyday when getting older like now. So I reckon my decision to start investing at the very young age paid off handsomely.

I hav a vely gd biz stil running n generating vely reasonable margin. But facing 100 workers is not a easy for me. Maybe it is for others but definitely I find it quite hard. If they take turn to b jokers, I ll need a 3 mths to settle 1 cycle of probs.

Whereas props is so diff. I just leave it to my agents and lawyer. Agents to hunt for gd deals n bring in tenants with reasonable rate, make sure rentals r collected on time. Each of them ll take care of the tenants they brought in. And lawyer ll make sure tenants get the nails if they fail to pay me on time. It's not tat scary in props. If u do it the proper way, u r earning while in holiday. The props r generating while u r sleeping.

I dun hav to afraid of the props fall sick like how my workers did all the time. I dun hav to worry bout props gone Mia just like how I worry bout any of my workers go Mia after getting bonus. Props won't be caught by police or immigration officers just like how they disturb my legal foreign workers (boland ma so enforcers bojiao).

In work, I hav to make sure ethg runs smooth in order to get back the credit fr clients. In props, I dun need to beg for payment. Yes bad tenants r there, but leave it to agents and lawyer. They ll file in court to make sure I get the rental. And touch wood, I'm lucky tat my bad experiences r vely min.

Hope u get a beta pic y some prefer props even I myself realized the biz is actually generating income quicker than rental increment. But one obvious diff is biz dun bring u appreciation.

This post has been edited by ManutdGiggs: Feb 9 2014, 12:57 PM

My key point(s) here is bout how soon one decide to invest. Regardless in prop, stock, commodity, UT, or etc etc.

The reason older props generating beta roi is bcos the market is moving forward Liao. Props prices adjusted so are the rentals. I blif the 4% roi today (gd to hav 5% / 6%) ll b 10% on cost price or more maybe after 10 or 15 yrs. no need to flip la. Keep til 1 day when the offer is too irresistible lo.

This post has been edited by ManutdGiggs: Feb 9 2014, 01:03 PM

My nick is here to stay. Hope those missing nicks for the past few yrs ll come back again.

Assuming u r darn rite. Not worth buying Liao. Dev die Liao. Those vp props kenot flip cos no one buy. No more new development even for BTS. How ar??? Will it b buyer market or rental market???