quick question regarding PTPTN savings:

for the 6k tax deductable do i also factor in interest paid for 2014, i.e. deposit only 6,000 RM less interest (i.e. 600 RM) = 5,400 RM or can I only deduct 5,400 RM then from my taxes and the interest is not considered?

thanks!

from the pptpm link if you look at Q14 it says no additional deposit no tax deduction right? that's why i am asking. nowhere does it mention the dividend. the last years i always deposit the max. tax deductable amount so i cam getting quite a bit of interest by now (almost 1k for this year). so i am unsure if i can simply deposit 5,xxx and claim 6,000 due to interest pushing the total placement in excess of 6,000 RM or if i need to place 6,000 myself for 6k deduction. shall call hasil or ptptn to clarify.

apparently the SSPN tax receipt adds the divident in the calculation. probably because i get the relief for the additional funds placed in SSPN account? i could afterall withdraw the divident from the account too? i still have no 100% clear reply. got a sort of canned reply from LHDN. will check with SSPN also.