Bankruptcy in Malaysia, A Reality Check (Infographic)
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 Dec 13 2013, 04:17 PM
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Senior Member
5,909 posts Joined: Jan 2006 From: 06.02.58.44.23.08.03  
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QUOTE(marsupilami @ Dec 13 2013, 04:14 PM) well, actually they deserve it because lazy to pay, but it is not fair considering they're paying mostly the taxes not the product lazy = dowan. I dont think more tax = unfair thus dont have to pay, you sign the bank agreement you must be able to pay, if cant pay no make loan la |
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Dec 13 2013, 04:17 PM
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Senior Member
3,510 posts Joined: Feb 2005
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car loans, tu lah all mau berlagak kaya padahal poket kosong
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Dec 13 2013, 04:18 PM
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Junior Member
67 posts Joined: Aug 2011
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QUOTE(rockstar_ @ Dec 13 2013, 04:01 PM) what to do, government put so much taxes on cars forcing people to loan from bank. there will be a difference:instead of bankrupting on a myvi car loan they will bankrupt on a vios car loan but bankrupt nonetheless |
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Dec 13 2013, 04:19 PM
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Junior Member
52 posts Joined: Feb 2013
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QUOTE(maxizanc @ Dec 13 2013, 04:14 PM) Car loan, personal loan. I have a friend got both, Keep ask me to lend him some money one I always thought bankruptcy by huge business loan or big business failure.(hawker stall close shop wont cause you bankrupt) WTF CAR LOAN.  |
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Dec 13 2013, 04:21 PM
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Junior Member
313 posts Joined: Mar 2009 From: ✡ ✈ ▌▌ 
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QUOTE(maxizanc @ Dec 13 2013, 04:17 PM) lazy = dowan. its a necessity nowadays anyway ,I dont think more tax = unfair thus dont have to pay, you sign the bank agreement you must be able to pay, if cant pay no make loan la some people cant get a job without a car out there |
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Dec 13 2013, 04:22 PM
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Senior Member
5,909 posts Joined: Jan 2006 From: 06.02.58.44.23.08.03
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QUOTE(CoffeeCow @ Dec 13 2013, 04:19 PM) I always thought bankruptcy by huge business loan or big business failure. I think that's it la. I will stick with my Saga BLM car and if got money to settle, i will do asap(hawker stall close shop wont cause you bankrupt) WTF CAR LOAN. |
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Dec 13 2013, 04:22 PM
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Senior Member
3,772 posts Joined: Jan 2003
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didn't see people suffering also, only complaining
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Dec 13 2013, 04:24 PM
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Senior Member
4,403 posts Joined: Jan 2007 From: Johor Bahru
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dem...makes me think of dumping my car for a cheapo proton...but then...tin milo safety standards
This post has been edited by azbro: Dec 13 2013, 04:25 PM |
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Dec 13 2013, 04:25 PM
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Senior Member
3,772 posts Joined: Jan 2003
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QUOTE(azbro @ Dec 13 2013, 04:24 PM) dem...makes me think of dumping my car can a cheapo proton...but then...tin milo safety standards ANCAP 5 star yo |
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Dec 13 2013, 04:25 PM
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Senior Member
5,909 posts Joined: Jan 2006 From: 06.02.58.44.23.08.03
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QUOTE(marsupilami @ Dec 13 2013, 04:21 PM) its a necessity nowadays anyway , I admit im one of them. But i dont have to buy an expensive car for that. The most is only 15% of my salary to pay monthlysome people cant get a job without a car out there This post has been edited by maxizanc: Dec 13 2013, 04:28 PM |
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Dec 13 2013, 04:25 PM
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Junior Member
52 posts Joined: Feb 2013
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QUOTE(maxizanc @ Dec 13 2013, 04:22 PM) I think that's it la. I will stick with my Saga BLM car and if got money to settle, i will do asap I got a customer unker closed his factory & he said lost RM7+ million invested... no bankrupt, life just go on.Car loan RM30k wanna bankrupt?  |
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Dec 13 2013, 04:26 PM
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Senior Member
5,160 posts Joined: Jan 2003
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What to do, car prices are so expensive here. Not to mention our weak exchange rate.
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Dec 13 2013, 04:27 PM
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Senior Member
4,027 posts Joined: Oct 2004
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QUOTE(coolsarawak @ Dec 13 2013, 04:18 PM) there will be a difference: but a lot of ppl will be save from bankruptcy court since their loan value will be bellow 30k if car not heavily taxedinstead of bankrupting on a myvi car loan they will bankrupt on a vios car loan but bankrupt nonetheless |
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Dec 13 2013, 04:30 PM
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Senior Member
5,967 posts Joined: Oct 2004 From: Malaysia... Duh!
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Terima kasih TS. Now dowan to buy a car anymore. Accident motor patah tulang pun biaqla!
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Dec 13 2013, 04:31 PM
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Senior Member
5,967 posts Joined: Oct 2004 From: Malaysia... Duh!
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QUOTE(CoffeeCow @ Dec 13 2013, 04:25 PM) I got a customer unker closed his factory & he said lost RM7+ million invested... no bankrupt, life just go on. If he lose his own many tak kisah. But if a fraction of that 7 million (as much as 30k) is owned by others, they could file him to be bankrupted.Car loan RM30k wanna bankrupt? |
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Dec 13 2013, 04:32 PM
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Junior Member
313 posts Joined: Mar 2009 From: ✡ ✈ ▌▌
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QUOTE(maxizanc @ Dec 13 2013, 04:25 PM) I admit im one of them. But i dont have to buy an expensive car for that. The most is only 20% of my salary to pay monthly look at bigger picture, its maybe not expensive, maybe just a RM70k truck, but they failed to pay due to bad business, which the truck suppose to cost only RM50k without tax , AP etc, |
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Dec 13 2013, 04:34 PM
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Junior Member
140 posts Joined: Feb 2011
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Dunno why my phone so lagggg
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Dec 13 2013, 04:34 PM
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Junior Member
154 posts Joined: Jul 2008 From: Petaling Jaya 
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LEL
25% cause of bankruptcy is from car loan k tard earn 20k oso drive potong only |
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Dec 13 2013, 04:36 PM
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Junior Member
82 posts Joined: Oct 2011
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Haiya, orang malaysia gaji tinggi. all Rm20k. 1 and half months can settle bankrutpcy.
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Dec 13 2013, 04:40 PM
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Senior Member
1,171 posts Joined: Dec 2006
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Car loans. Lol reminds me of the guy created a thread earlier that he has a Vios, RM2.5k and feeling difficult to cope with higher cost of living
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