just a few questions first.
the 20-30k budget for a sedan you mention is for another loan?
or the 20-30k is what you get from the insurance claim + own top-up?

Updated some blog entries today based on the replies here, most of them have been updated with new info as well.
http://cartcss.blogspot.com/2015/02/thinki...rs-in-2015.html
you're welcomed!

updated some stuff for my blog post of your question
http://cartcss.blogspot.com/2015/02/compac...is-new-and.html
Naza Ria and Naza Citra both would be in your price range and year range.
They're both MPV, Ria is based on a van chassis and is bigger.
Citra I feel has better equipment levels.
But both are quite notorious for bad fuel consumption.
It is a good car for the price.
Yes, it isn't as spacious as C-segment cars in 2015, isn't as fuel saving/environmentally friendly as cars today, etc.
But when it comes down to it.....for that price and you're in a pinch I think it is a whole lot better than considering Toyota SEG/Honda Civic from the 90's.
You're welcome!
After writting something so long I thought I just post it in my blog anyway as this question do come up quite often.
http://cartcss.blogspot.com/2015/02/budget-50k-in-2015.html