Survey properly. My pa coverage is less than rm600 yearly for 750k coverage.

[quote=whyme,Jun 9 2014, 01:48 PM]
I am interested to know more about Allianz Life Insurance Investment Linked policy. Was told it gave the highest return.

If you are an agent, please contact me via PM. Thanks.

[/quote

Don't be fool by highest return. Historical results does not guarantee future results.

My opinion is that if one by investment linked policy, u have to manage your investment account. U need to have basic knowledge of financial market. The are some mutual funds that drops down to 80% of the value when times are bad. If your investment account drops, you have to top it up otherwise it will be terminated.

The disadvantage of linked investment is cost of insurance can change over time. It is up to insurance company to ensure that they are still profitable.

This post has been edited by putraperdana: Jun 10 2014, 01:36 PM