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Insurance Talk V2, Anything and everything about insurance
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prody
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 Oct 2 2015, 09:44 AM
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QUOTE(Catoblepas @ Sep 27 2015, 09:02 AM) I'm thinking switch my current great eastern medical card to prudential medical card with the concern of great eastern legally able to withdraw the medical card business in future compared to prudential which have public bank as trustee. Any advice for this ? I don't know how good prudential is compared to GE but it is no problem to switch. You just sign up for the new policy first. Do the medical exam if required. Wait for the lock in period to expire and then only cancel your old insurance. Where did you hear the news about GE? |
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prody
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Oct 2 2015, 10:26 AM
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QUOTE(lifebalance @ Oct 2 2015, 10:07 AM) That is a mistake, you will need to wait 4 months for the waiting period, not 15 days. I can't find any reason why you would want to cancel your medical card based on such condition which will unlikely happen unless your agent tried to convince you with this point and tried to get a new policy signed up and earn commission from it. You will have to restart all over again and possibly paying a higher premium than you were previously paying for the same benefit. Where did you read 15 days? I just said until the lock-in period is over. It is good to now and then check between the different companies as there may be more advantageous policies out there. You mentioned the agent wants to try to earn a commission. Is it possible to buy a medical card somewhere without an agent so the premium would be lower? |
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prody
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Oct 4 2015, 02:52 PM
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QUOTE(keeshan08 @ Oct 4 2015, 12:01 AM) Hi guys, i m 24 year old, willing to buy a medical card, there are so many insurance company out there, which 1 is the best medical plan to buy? thank for help Best thing to do: 1 Set your budget 2 Decide if you want pure insurance or "insurance + investment" 3 Stick to what you decided |
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