Yes, it is still active as at the time of printing the statement. For the current status, just call up the Customer Service or contact your servicing agent.

Old policy is always better in term of waiting period and will be more claim-proof.

We can't comment about your policy because we don't know about your age, gender, occupation and medical history.
Nevertheless, for above policy, I recommend you to look into upgrading your medical card because room&board 100 will he challenging to get a suitable room in KL, Penang and Johore. And I will suggest you to upgrade with your existing agent to preserve your medical card waiting period. I suppose that upgrading in Prudential will not start over your waiting period.

Dear fellow forumers,

I came to the realisation that now, insurance policy have come up with 'packages' tailor made for ladies. And also for adult males. It is meant for coverage/treatment for diseases that occur to specific gender.

Question is, previously, weren't these included as part of the diseases covered?

So, is it now that the insurance policy will have all the diseases removed,
and should people want it to be covered, they have to get it as riders?

2) having a class 4 occupation.

Advice pls.

Occupation class mostly just affect the COI (cost of insurance) only. Unless the job expose to high health risk, then underwriter may require exclusion/loading. Even police can get insurance.

A quick one,

A person got multiple life insurance, and then die.

Can the family members claim for death coverage from each insurance company?

Or have to pick one with the highest coverage only ?

You need to produce and give the original copy of death cert to insurance company.
And between insurance companies they have connection among each others.
So, the question is, can you get multiple original documents from authorities?
Hint for this : all the insurance agents here were avoiding answering this question directly but group bash me instead stating this is irrelevant question

Please ignore the idiot above.

Yes, you can claim from ALL life insurance. and you can claim from PA too (if proven due to accident, etc...).

as for operational procedure one can always contact agent or CS directly.

if i remember correctly, just bring your policy and the original death cert will do.

told you to ignore him. he's a regular joker.

yes, you have to produce original death cert to all the insurance company.

my question to you is... are you really gonna give insurance company the original death cert? of course not. i don't even give EPF the original death cert. the purpose of original death cert is for verification purposes obviously (i didn't think i have to state this explicitly in my previous post). you always keep the original.