i will recommend many people to him then within cooling period all cancel due to misleading promised from agent complaint to HQ see how he handle

Didn't know that we can threaten the client to continue the policy...

hihi actually i got frens and family who are busy to renew their car road tax, insurance and fire/building insurance(general insurance) so can i renew for them? i dont have any insurance license or took any tests before.. plz advise tq.

It is covered in your medical card.

Never had any clients feedback that they need to pay this except when the KPJ Hospital had a funny idea of charging clients for an additional Rm5 per bed sheet (about 3 years ago).

Imagine going to a 5 star hotel room and to your horror the bed is without bed sheet!

Of course now they had stop this ridicule charge after many people starts to protest.

Any Prudential Agent can help me to check on my wife's policy??

As such I was told by my wife that the policy includes medical card but I don't see her holding any.

Is there any medical card that offers unlimited coverage (excluding terminal illnesses)?

yeap, roystevenung replied me in PM. Thanks

Looking into buying a new plan soon for the baby coming September 
Any good plans for such case?
I'm more to siding education type of insurance where it provides - savings + basic insurance coverage so I don't need to scratch head when he enter college

Okay. Let me explain my current medical card package. I bought it under ING 5-6 years ago.

The annual coverage is RM60k. According to my agent, my lifetime limit which I can claim is RM60*3 --> which is RM180k. Even ING bought over by AIA, the coverage still the same.

I think the lifetime limit is kinda low as it only multiply by 3 from the annual limit.

Is there any other brand which provides Unlimited lifetime limit? I only heard AXA Affin provide that. Why AIA don't have this benefit? 

Dear morning 06 and activexxx,

There is none in the market that are providing such coverage of unlimited annual and lifetime limit. However, Great Eastern do have a medical card which the premium can be RM175/month for a 20years old, non smoker, male, occupation class 1 covering annual limit of RM990,000 and unlimited lifetime limit.

We should actually look into annual limit instead of lifetime limit as we are purchasing insurance to hedge for unexpected large risk.
Insurance is one of the financial planning as well as purchasing property, purchasing unit trust etc. All of the financial tool are having different purpose and limitation be it the risk, liquidity and penalty for early withdrawal.

Insurance is always for protection. However you can't compare endowment with ILP and saving plan as all of them having very different financial risk and liquidity.

Don't fall into the trap to maximize your protection in ILP and you might need to top up in the future shall the fund depleted.

How much estimated monthly premium for a 30 y.o, non-smoker, male, work in office, good health covering annual limit of RM100,000 and unlimited lifetime limit?