QUOTE(conqu3ror @ Nov 19 2015, 03:22 PM)
But with annual RM800+, you can't expect much saving/investment return from it. With 17 years normal saving of RM800 yearly will give you RM13600 only.
The policy should have big portion of insurance coverage which eat up most of the premium and the return need to depends on the performance of the company.
Without the policy, we just can't tell what is the content and what really you had bought.
Best solution is refer to your agent or customer service. They will be the best person to answer your query in detail.
QUOTE(dunder @ Nov 19 2015, 05:43 PM)
as I know if there is investment link or savings plan in the policy, normally the ratio for it is not big..could be like 7:3 or 8:2 hence whn u want to take the money it does not have a huge amount as u expected
anyway just check back with ur agent for better understanding
i gave my agent a call. he said i can get back cash value + dividend. but to know the cash value i have to refer to a table found in my policy booklet which i dont understand at all.. i guess i will have to give AIA a call ( with multiple of 20mins + waiting time on the phone... wth)
QUOTE(ExpZero @ Nov 19 2015, 08:23 PM)
Hi,
I'm not AIA agent but Great Eastern agent, yes, you can cancel the H&S and HB benefits. You may also ask your new agent to help out for this. Usually agent are able to help you run the errand for all the insurance companies.
Hi,
Can you request AIA to provide the sales illustration?
huh? what does that mean? something like a table?
Nov 19 2015, 03:02 PM
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