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Insurance Talk V2, Anything and everything about insurance
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T231H
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 Mar 2 2015, 02:36 PM
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QUOTE(beebee @ Mar 2 2015, 02:23 PM) hi guys, need some opinion on insurance matters, currently my company do provide insurance card, but i still bought extra insurance for me my spouse and my children, breakdown as follows: Myself: RM250 Spouse: RM202.48 Son: RM170.93 Daughter: RM155 Do you think im over insured currently? missing many factors how much do you make now? do you have high net saving every month . what are the insurance coverage? type of insurance? ILP, life, PA etc? age? and others |
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T231H
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May 10 2015, 12:10 PM
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QUOTE(MNet @ May 10 2015, 11:49 AM) hmmm, after GST, COI for rider is increase too much After GST, many things also increased too much for some people. |
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T231H
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Jul 25 2015, 03:12 PM
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QUOTE(river.sand @ Jul 25 2015, 02:12 PM) Someone told me that if a person borrows from bank to buy property, he/she can buy life insurance instead of MRTA. What are the pros and cons of life insurance in such cases? while waiting for responses I found this old thread MRTA, MLTA or Life Insurance?, which one to choose https://forum.lowyat.net/topic/2459206/allIs MRTA/MLTA the only option for Mortgage Insurance? Think again. http://insurancemalaysia.info/is-mrtamlta-...ce-think-again/This post has been edited by T231H: Jul 25 2015, 03:33 PM |
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T231H
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Aug 19 2015, 06:49 AM
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QUOTE(sniperz @ Aug 19 2015, 12:54 AM) I'm one of their new agents. I knew of this VisionLife product. It's best you go to their branch office and ask about how to use the dividends benefit (only for old policies) without paying annually as you said.
You need the signature of your parents in order to transfer into dividend payments thus you don't have to pay as it reached maturity state. Just ask for the specific form to signup with! That's what I have absorbed from working here and to share with you. Hope it helps! if one were to do that,...will it in any way affects the final outcome of the cash value/total coverage value in the end? is that a "Good" option for him, when he is NOT stating of no monies to pay the annual premium?  |
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T231H
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Aug 19 2015, 07:27 PM
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QUOTE(sniperz @ Aug 19 2015, 05:38 PM) As I'm concerned, this is the advise from the seniors. I think it will not affect it as it is the coverage that still matters let's say 20K or vice versa. Also, think in that circumstances, your policy has matured and it is a benefit ONLY for the old policies.  thanks for your frankness...could you please confirm that with the agency/company and not just the advise of seniors or what you think. Thanks.... |
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T231H
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Aug 19 2015, 07:50 PM
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QUOTE(sniperz @ Aug 19 2015, 07:46 PM) It's confirmed. We have discussed about this before. You can also do fact-finding or double-check to have your satisfaction of the answer I given you. Much easier. thanks...from your this latest reply to my question......satisfaction achieved... |
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T231H
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Oct 4 2015, 12:24 AM
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QUOTE(keeshan08 @ Oct 4 2015, 12:01 AM) Hi guys, i m 24 year old, willing to buy a medical card, there are so many insurance company out there, which 1 is the best medical plan to buy?
thank for help I think it will have be the one that are bought to cater for your needs and budget... there is no one "BEST" plan that can suit everyone.... |
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