Insurance Talk V2

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Insurance Talk V2, Anything and everything about insurance

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Eng_Tat	Oct 19 2015, 04:26 PM Return to original view \| Post #1
Look at all my stars!! Senior Member 2,215 posts Joined: Nov 2007 From: Cheras, KL.	hi, i hv a question if we have multiple PA insurance - if death occur we are able to claim all? i.e. comp1 25k (buy from bank due to loan) comp2 250k (company PA) comp3 500k (personal)
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Eng_Tat	Oct 19 2015, 08:07 PM Return to original view \| Post #2
Look at all my stars!! Senior Member 2,215 posts Joined: Nov 2007 From: Cheras, KL.	thanks alot. how many types of insurance there are? i only have my homes covered by mrta. » Click to show Spoiler - click again to hide... « QUOTE(conqu3ror @ Oct 19 2015, 04:39 PM) As for Personal Accident Insurance is only claimable when the cause of death is due to accident. Not any death by natural causes or illness. Yes, we may claim all the PA policy. ie. Total RM25k+250k+500k= RM775k Only medical claim are on actual cost and is base on reimbursement basic. No double claim should be allow even from different company/policy. http://www.insuranceinfo.com.my/choose_you...ngID=1#content4 » Click to show Spoiler - click again to hide... « QUOTE(ExpZero @ Oct 19 2015, 07:13 PM) There are some banks are doing insurance for car loan, I have a few clients who have bought them for the sake of protection. Single contribution of about RM212 and you are get covered for the value of the car, I think it's not bad Yes, for non-reimbursement basis insurance like Life/TPD/36CI/PA, you will be able to claim from multiple companies. For reimbursement basis insurance like medical card, you will only be able to claim up to the receipt amount.
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