Insurance Talk V2, Anything and everything about insurance
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 Aug 21 2015, 10:27 AM
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#1
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Junior Member
81 posts Joined: Jun 2015 
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Need some advise! I'm planning to buy MLTA insurance for my upcoming house loan protection. I've been lingering between AIA, Allianz and Prudential. In the end, I decided to take Allianz because when I called to AIA, they said they no longer offer MLTA insurance. As for Prudential, I got a quotation of more than RM200/month for premium payable.
Under Allianz, I have a pretty good offer with RM160/month :- 1. Life & TPD cover RM300k 2. Payor cover 3. 39 Critical illness cover RM300k Cash value for non-claim on 20th year will be RM32k. Anyone can advise if Allianz MLTA insurance is good?  Will need to sign this soon. |
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Aug 25 2015, 08:30 AM
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#2
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Junior Member
81 posts Joined: Jun 2015
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QUOTE(supersound @ Aug 21 2015, 11:41 AM) Read the exclusion part and small small fonts first.  QUOTE(conqu3ror @ Aug 21 2015, 03:15 PM) Basically MLTA or Life insurance are quite standard and almost the same across insurance companies. Thanks for the advise!! The main different will be the COI (Cost of Insurance) and the monthly premium. As from above, the coverage are pretty standard with minimal monthly premium and nothing unusual as for MLTA.  |
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