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To those of you who are going to UK in near future, below are a few tips from me.
1.) U will not need too much cash because your accommodation might have home appliances such as microwave, oven, kettle and etc. probably u might need to buy cups, bedding sheet, vacuum flask, pot and etc. 2.) U might need cash for living expenses for 2-3 weeks as opening up bank account make take some time. 3.) Living expenses vary depending on your lifestyle, like me, I spent about 15-18 pounds each week for groceries. 4.) I suggest u guys to bring a bank draft worth of how much (say 6k pounds) on your own name, so just pass it to the bank officer when u open your account. it will directly be in your account without any charges. reason why? because banks here will charge u for sending and receiving money from foreign banks, (i was charged 12 pounds for receiving money from my dad, 12x7= RM84, so why wanna lose the money for nothing) 5.) opening bank account at which bank also will do, it doesnt really matter, there are lots of high street banks and u can just withdraw money with your debit card anywhere or from other banks without surcharges, except for cash point machine, this is chargable at about 1.5 pounds. 6.) bring some 3 in 1 milo mix or coffee mix as u wish, also, bring some indo mee if u want, so when u are homesick, just cook 1-2 packets and u will feel better.. LOL..haha.. 7.) I suggest u to buy winter clothing here in UK, because i found it to be lot cheaper than if u buy in malaysia. If u want to buy cheap winter clothing, u can buy it at Primark, its real cheap, they are selling wools jacket at about 25 pounds which is equavalent to about RM170, and these material jacket would cost about RM350+ in Msia. 8.) To beer lovers, u can try out Snakebite, its the best for me, its a mixture of carlsberg, fosters and carling and bit of syrup. It cost u roughly about 2pound or less in your local student union. 9.) If u already own a good phone and didnt wish to get a new stylish phone here, u can try getting prepaid card with kinda cheap international calling rates, I'm currently using MobileWorld, it cost me 6p to call Msia landline and 8p to mobile per minute, but services from this operator is not that good and the signal is LOUZY! and you might experience kinda lots of problem when calling to your friends and family with digi line. but calling celcom or maxis would be better. Also, remember to read terms and condition carefully when u sign up for any phone contract because there might be lots of tricky terms and condition. 9.) Show them your student card when u're buying McDonalds, U are entitled to get a free cheeseburger or hamburger or ice-cream when u buy a meal. 10.) Do contact me... haha..!
Edit: Just open up a classic account or current account, then u should be receiving your debit card. Also, remember to sign up internet banking which will make your life lot easier. also remember to open a internet savers or savings account, place most of your unused money into that savings account and only put the necessary amount of money in your classic or current account. by so doing, u would be earning a better interests, say, if u have 6k pounds, u basically can earn about 15-18 pounds interest per month.
This post has been edited by tehoice: Sep 5 2008, 10:08 PM
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