QUOTE(azarimy @ Sep 11 2008, 10:05 PM)
it's easier for u to come over here and tune ur bio clock here. one of the easiest way is to resist from sleeping the day after arriving. just sleep throughout the flight.
QUOTE(tuRtL3 @ Sep 11 2008, 11:01 PM)
I usually wouldn't feel the effect of jet-lag when I go over to UK.
Will feel the jet-lag only when I come back to Malaysia from UK. So I guess you shouldn't worry too much about that.
My advice is.. go over there, have a looooong sleep, then u'll be fine

I will take the advise, Thanks

Added on September 12, 2008, 4:42 pmQUOTE(youngkies @ Sep 12 2008, 01:51 PM)
AER is as explained by geminist. you interest deposited monthly will be %AER x money / 12 months.
gross AER is what you get if you dont have to pay tax (not working). nett is after tax if you have to pay tax (working).
mini Cash ISA has quite a good interest rate. or even a typical online saver has abt 4-5% AER. or try saving account from small building society, e.g. post office, they have slightly higher rate than high street banks.
it is fine. even if they doubt those are dvds with copyrighted material, you can just ask them to checked the content. but just tell them they are blank dvds.
I am using the HSBC passport account,
they dun give such a high AER,
some more need to pay for subscription fees
I guess I have chosen the wrong account
p/s: for mobile phone, izit cheaper in Malaysia compare with UK? same price can get better model in Malaysia?
This post has been edited by Raining: Sep 12 2008, 05:00 PM