got a question to ask, my flight to UK is on the 12th of but my visa runs from the 14th onwards. will i encounter any problems at the airport when i arrive there on the 12th ?

getting in touch with the visa office = talking to a voice recorder

im in northumbria, newcastle.. and im paying 83 /week .. at least its 5 minutes walk to campus >.>

that stupid fat malaysian guy happens to be a great guy, and also the person alot of new malaysian students go to for guidance. he also happens to be my personal friend. his using virgin himself .. and ive gone to his place a couple of times and there doesnt seem to be any problems with his internet so its probably got to do with where you stay.

p/s you don't look very slim yourself

stfu . yawhong knows im not him .

just a tip for those with hsbc premier accounts in msia, even if ure parents are the holders of the accounts . u can get a letter of recommendation from ure hsbc branch in malaysia stating that ure going to the uk and wish to open an account there .. once u are in the uk .. just pass them the letter of recommendation and ure bank account would be activated for u the very same day and ure debit card 2-3 days after. . and no monthly charges of 25 pounds /month maintaining a premier account there would be charged to you .. HSBC UK premier interest rates apply to ure savings account which is pretty high ;p

You are saying...if the parent are Malaysia HSBC Premier account holder and you yourself aren't, there are still benefit?
Yes

And what sort of UK HSBC are you talking about? Basic Account, Passport Account or Student Account? Or are you say, they open a UK Premier Account for you with no monthly fees?
Premier Account with no monthly fees. As long as ure parents maintain a steady premier account back in Malaysia.

And what sort of Debit Card? Solo? Visa Debit?
Maestro Debit Card . Works just like any other debit card in the UK.

And must you maintain £50,000 in UK HSBC to qualify?
No

I checked. Credit interest in current account is 0.1% up to £10,000. Not a lot considering RBS gives 2% for Student Account. And Premier saving account interest is 3.2% for £50,000 which isn't a lot either.
Im not too sure cant be bothered to checked my pass account statements .. but if im not mistaken it was around 3%

And which department in Malaysia HSBC you have to approach to get that introductory letter?
Preferably the same branch that ure parents opened their Premier Account in. Get their Premier Relationship manager to draft the recommendation letter for you.

I hope this helps .. HSBC has served me well this past year, i would recommend it ;p

This post has been edited by Kalimuthu: Sep 8 2008, 01:42 AM

yes .. a premier account .. i got mine, so i don't know why they wont let you . just say ure parents have intentions of investing some money later on when you meet their relationship manager .(he never bugged me regarding my parents the 2 years i was dealing with him so don't worry) and make sure you head up to the premier floor directly and don't go to the normal levels to open ure bank account . their normally on the top most floor of any HSBC branch.

i'm not sure about birmingham but im pretty sure they have a premier department in every HSBC branch .. even towns as dead as chelmsford has a premier department in its branch.

This post has been edited by Kalimuthu: Sep 9 2008, 03:40 AM

premier balances out ure money between ur current and savings account . you could set how much you want in the current account and leave the balance in ure savings account and gain interest on that . they balance out the accounts daily depending on how much you have used from the current account .

at 2k in the savings account your looking at nearly 10quid a month on interests alone .. thats 1 crate of free guiness my friend(with 2 pounds to spare on a bottle of woodpecker haha) . how can you miss out on that ;p

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Added on September 9, 2008, 4:55 pmhm i dont think it applies to visitors only. its applicable towards students as well as long as the purchase is 1 month before the date of your departure.

vat is not worth the hassle to claim if your only going to shop below 50 quid in one particular store brand .

This post has been edited by Kalimuthu: Sep 9 2008, 04:55 PM