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 Studying in the UK, Tips, plz

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Geminist
post Sep 13 2008, 04:30 PM

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QUOTE(Optiplex330 @ Sep 13 2008, 09:45 AM)
Is Eggs under Financial Services Compensation Scheme (FSCS)?

I couldn't find the 1% rebate you mentioned above. Please confirm. But the purchase protection is very nice.
http://new.egg.com/visitor/0,,3_11081--View_1766,00.html
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http://new.egg.com/visitor/0,,3_78868--View_1636,00.html

Look under Egg Money for the 1% cashback. The card also doubles as a MasterCard and a Debit Card at the same time.

http://new.egg.com/visitor/0,,3_57308--View_1073,00.html

Yeap. I believe all banks regulated under FSA would have FSCS. It's written in this page as well.

About ISA, as a student you don't need to pay any tax so you get gross interest rate instead of nett. So unless if the ISA offers a better rate, then you can stick to Savings Account.

Geminist
post Sep 13 2008, 05:07 PM

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QUOTE(Arturia @ Sep 13 2008, 04:52 PM)
well...ISA offers better rates. 6%++ compared to 5%. juz one percent difference though. biggrin.gif btw we have to fill in some forms for tax exemption rite?
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I think at the very least you need a National Insurance number.
Geminist
post Sep 13 2008, 08:09 PM

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QUOTE(Arturia @ Sep 13 2008, 07:15 PM)
if u had not seat for ur real exams (read:finals), the admission tutor will use a forecast result. and if accepted u'll be be offered a conditional offer. biggrin.gif

@youngkies: the passport account has a monthly fee to it sad.gif its nt worth the interest as the monthly fee outweigh the interest. btw some banks provide something such as bonus in percentage (eg Barclays 0.75% first 12 month bonus) what does it mean?
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That means you only get an additional 0.75% of interest for the first twelve months. After that, you'll revert to the typical rate.

This strategy is mainly used to attract new customers.
Geminist
post Sep 13 2008, 10:27 PM

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QUOTE(Raining @ Sep 13 2008, 09:50 PM)
In this case I will just roll it into a scroll  smile.gif

I heard from my friend that it is hard to get good grade if study in UK, I mean the lecturer in Malaysia will give tips and close 1 eye when they give mark , however, the lecturer in UK University is very strict in giving marks and no tips will be given, izit true?

In addition, I heard that UK ppl do things in the relaxing way (very slow I mean), will that be any issue if I group with them for my group project? I mean they won't do anything and just show up for the presentation for marks.  sad.gif
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Why do you want to rely on tips? If you attend your lectures and study well enough, you usually get pretty good grades. We complain about the complacency and all the bad things about education system in Malaysia, so now it's a time to not bring that with you.

Also, I would be happier to take exams in the UK because you are graded with what you say, not what the lecturer says. As I have mentioned again, you are free to present your points and you are graded by understanding, not by you being able to perfectly duplicate something. Obviously the universal rule of 1 + 1 = 2 still applies, i.e. something only has one answer.

You have these sort of people all around the world, just pick your group mates wisely. Taking things in a relaxing way doesn't necessary means they don't produce any good results though.

This post has been edited by Geminist: Sep 13 2008, 10:29 PM
Geminist
post Sep 14 2008, 12:53 AM

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QUOTE(Raining @ Sep 13 2008, 10:47 PM)
Thanks for the advise  smile.gif

I really scare that I have problem catching up with them. Most of the postgraduate student have years of working experience but I continue straight after I finish my degree without any working experience. Just do some revision or practice myself on the programming code.

No matter what, hope I can get to learn more from this "UK trip"  biggrin.gif
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I'm sure it will be an interesting experience. Don't worry too much about catching up etc because you'll end up creating a lot of unnecessary worries. If you have any problems, you are free to discuss them with your lecturer or ask any questions, they don't shun questions but instead, they welcome it.

QUOTE(Arturia @ Sep 13 2008, 11:13 PM)
lol we'll reli learn A HECK lot from this UK trip. biggrin.gif btw how many cold/winter clothes is considered necessary to bring from here?
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If you're coming around this month, don't worry about winter clothing, just have a few jumper with you. Buy your winter clothing here as they are much much more cheaper.
Geminist
post Sep 14 2008, 04:20 AM

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QUOTE(Arturia @ Sep 14 2008, 01:14 AM)
wokie biggrin.gif can recommend a good shop? or brand? reasonably priced biggrin.gif

btw had been researching a little bit more bout opening a bank acc in UK, seems to be very hard. what kind of troubles should i expect and what do i need to do to overcome them? also are they any documents needed from here (other than a passport) to simply the opening of account there? and what other documents needed there to open the acc.?
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I got a very good one from River Island a few years back and I'm still using it. It cost me about £60.

I did that four years back so I can't quite remember now. However, my recollection is you will need a letter from the university to prove that you are a student there, a valid address (post code) and also your passport.

It took about two weeks for me to get my account sorted.

This post has been edited by Geminist: Sep 14 2008, 04:22 AM
Geminist
post Sep 14 2008, 09:16 PM

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QUOTE(Raining @ Sep 14 2008, 09:08 PM)
hehe. okie  smile.gif

btw, do the bank in UK have something like fixed deposit? izit application for international student? coz kinda of danger to place all the $ in the current account, some1 might stole my debit card and withdraw it shocking.gif. In addition, the interest for current account is low  tongue.gif
do we need a glove + hat + scarf +  something to protect our ears for winter? just like how ppl wear in the Korean Drama "Winter Sonata"?
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Yes there is. However, you can just put your money in an online saver account which usually only provides online withdrawal facilities, no cards etc.

I would usually just wear a jacket + scarf even in winter. I don't like wearing too many things because they are bulky and annoying once you get indoor. So far it worked for me. In the event you need one, you can get them very cheaply here.
Geminist
post Sep 16 2008, 07:35 PM

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