As far as I know, it is 50% commission of the insurance premium for life insurance. Because insurance selling is so competitive, I told my insurance agent that I will buy a life insurance from him if he would split that 50% commission with me. Of the 2 different life insurance agents I dealt with, they agree to split their commission evenly with me, so in the end I pay only 75% of the insurance premium for the first year. (the other 25% of the insurance premium is paid by the insurance agent per the commission splitting agreement). This is only for the first year, second year onwards, I would pay 100% of the insurance premium.

No doubt they can earn more if they become a prostitute. But as prostitute, they need to service all walks of life, including the undesirable ones, not unless she is a "high class" prostitute calling her own shots with the right to reject customers.

An insurance agent desperate to meet sales target for a particular month/period would not mind providing the special service if:

- that particular insurance deal is make or break. if the customer signs on, she meet sales target. if customer does not sign, she does not meet sales target
- the customer is someone decent and clean, good looking, someone she would have a one night stand with, even if it is not relating to an insurance deal
- the customer is buying a decent coverage with potential for more business in the future

But again, I must say this is not common and only a desperate insurance agent would agree to such requests.