Ahhh. Reminds me of my SPM days. I understand that it's frustrating pertaining to this matter, but look at the bright side, normal minimum requirements to enter alpha level in Uni requires only 5Cs. After getting your offer letter, use your spm result slip as an extra toilet paper in your house.

In this extremely cruel world, please understand that only money do the talking. I hate to believe it but that's the fact. And it's just SPM.

From my point of view, I prefer PTPTN.

Let's see, you got straight A's in SPM and bloody went for all the co-curricular activities in highschool standing under the hot sun marching etc. and finally got a scholarship. That's cool. Well done. And then you will have to endure the bloody stress of not letting your cgpa/GPA drop below a certain value or not risking of losing your scholarship. Worst of all, you probably have to serve a company/government company/organization for a stipulated period of time after you graduated.

PTPTN however, chill during your high school and forge a low income statement for ptptn during registration to allow you to have the maximum loan. Imagine 5000 bucks for Sem 1 tuition fees and they wire 8000 bucks for that Sem. That's like 3000 bucks allowance for you. Allocate 1000 bucks for beer every sem = massive profit. However, yes. You have to pay back. But trying thinking it of this way, you love to aim straight A's in SPM, why not aim for first class honours? Your ptptn loan will be automatically converted to scholarship. = godlike profit. But yes, if you continue to chill during uni, have fun in repaying back then.

Just my two cents for spm leavers.