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Investment 4 Critical Signs of a Bubble Market, Property Investment
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cooleq
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 Nov 18 2013, 02:41 PM
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Getting Started
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QUOTE(kochin @ Nov 18 2013, 02:34 PM) mana dapat data? can share? thanks. interesting. I think properties price will slump heavily if our country facing economic crisis like what happen in 1998 currency speculative or facing hard landing in economic downturn cause a lot of people unemployed and default loan payment. Otherwise there is a slightly correction in properties prices and furthermore our government already taken step ensure the soft landing in properties price like 30% down payment for 3rd and above properties and hike in RPGT.  |
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cooleq
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Nov 18 2013, 06:16 PM
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Getting Started
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QUOTE(jolokia @ Nov 18 2013, 06:05 PM) DDD ? No lah I see iproperty.com all UUU but the same properties advertised over & over again doesn't look like can sell lah..lol Actually current senario is HHH Seller want a higher price, buyer want a lower price, so both side "Hold".. waiting for either side give in. U are right bro..If this situation continue for the next six month to 18 months i think properties price stagnant or will come down but on the soft landing curve. Unless if something happen to our economic like recession and financial crisis. |
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cooleq
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Dec 28 2013, 11:31 AM
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Getting Started
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QUOTE(jolokia @ Dec 28 2013, 10:31 AM) Offcoz per month lah ! if per year need to live under the bridge in kl already..lol yes with 6200 gross probably one "may" get 620000 loan max 35 years, what I mean is can u afford to live a decent life after paying the monthly installment, don't forget there is car loan, personal & family expenses plus a bit or emergency saving fund. Frankly I have no idea how bank allowed 70% income going into paying household debt unless living with paying 5% min credit card debt to stretch one financial capabilities beyond max point or hutang here & there. .sigh 70 % LTV is a conservative evaluation bro.. Bank will scrutinise everything and your credit flow in your credit card also in their pocket.. |
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