interested in index funds and/or passively managed funds with lowest possible management fees. any recommendations?

Used to the old method.

How can I cancel the purchase order?

Another question here. I have never sold any funds before except switch sell & purchase from CMF. From selling a fund back to a bank account, what is the procedure like? Being a paranoid, what is the possibility of losing my money in the FSM account if my username and password is compromised? Can someone else just sell to their bank account number?

I see, so basically FSM only allows selling to the bank account under my name

Good to hear that, clears up my paranoid.

This month's discounted fund is Eastspring Investments Global Emerging Markets. Opinions, anyone?

What are the details we provide for GIRO transfer? IC must be the compulsory and same with the one tied to the our acount?

No worries. Just feel free to report everything.

We have a member here who think it's only the right way to report returns using IRR *ahem* Pink. He's not wrong, each to their own.

Personally I like to keep track using ROI. And 2nd year I'll just take the cumulative ROI - 1st year ROI. But more than not, IRR will just be a few percentage points higher. In my case...

Apasal sell the share? Thought you want to be an investor rather than trader

wah happy happy, today naik again for my high risk malaysia portfolio 
topped up abit hehe. 

Huge jump from March closing result until today.. A mere 1-2 days...

Hi all

I have a few questions with regards to unit trust investment wonder if anyone can help me
For example, if I am going to buy into a fund investing in Malaysia equity market

1) if u know that the fund is holding MAS stock and you know that the stock is going to drop tomorrow follow the MH 370 case and this will impact fund performance, will you sell off your fund today? My understanding/ guess is the fund manager should have act on the news and sell off the share first thing tomorrow morning, hence as a buyer of the fund there is really nothing we need to do, am I right?

2) the today nav price of the fund is not the deciding factor when come to investing in the fund but the stock the fund is holding is more important, but how do we know what stocks the fund is holding today? The fund fact sheed is only available once a month and the holding stocks might not be the same anymore compare to last month.

Thanks

Uncle Looi, I'm not afraid.. Want fall go ahead. I need to top up.. But not 30% la.. 20% can ah..

Haven't really experience this kind of major fall myself. So apart from the usual portfolio rebalancing (which I can currently 55% on bonds), any tips from the sifus?

I'm planning to top up my RHB GEYF, but when my equity portfolio hits 65-70%, I'll have to top up bonds portion again. So far only thought of increasing US+Europe exposure. Maybe follow like taikor Pink, top up 2 times PGSF follow by once on GEYF..

Sorry OFF topic!

needed advise/confirmation on formula....

if interest rate to be charged is 9.5%p.a for $ owed.
can I assume 1 month is 9.5/12=0.7916 %
if I owe 54 months at RM700 per month
that means 54 x RM 700 = RM37800 x (54 x 0.7916)
37800 x 42.75% = 16159.5 = interest of this RM 37800
therefore total owed is 37800 + 16159.5 = RM53959.5?

if the market keep up up like tat.. how to topup lol..

today my portfolio market naik again! wahh.. really awesome..

@pink spider, how come u never top up for 2 months dy?

ah i see. moving to next level of investment. 
nice nice. do you mind sharing your experience in buying stocks? so far return all good? what kind of companies are your no1 go-to? 

owh nice nice.
so u invest in stable / lesser risk type of companies i see there. but the stock price must be quite pricey.
sorry for the newbie noobness. lol.
in a few years when i have higher pay i wanna start invest in stock as well. for now, i'll learn from UT.

thanks!

haha.. taht is alot of money youve got there bro
to be able to invest the diversified portfolio as we can see on your signature, requires alot of $$ and high income for the commitment.
but i dont quite understand the charges on maybank side. rm10 + 57 sen + rm 2 what is the red highlighted amount about again?

owh i see, the stamp duty. okay, got it now.

haha, old but tech savvy and know how to invest to grow more green leaves. good ma. 
oh ya off topic abit, when you first started off, assuming maybe 15 years ago (just a wild guess), how much % of your net income goes into investment? and how did the % go up from the day you started till today? maybe from 50% to now 80%?

so, how long do we typically keep our funds in ut before withdrawing out and invest on smthing else? 5 years max? 3 years?

Call him unker want him keel you ah

But don't follow his footstep la. U obviously didn't read the past old posts, he lost a lot of money in the past. Follow his new investment strategy.

Ooi so U quit gambling already? Long time didn't see u lurk at GCC.