Be mindful of yearly recurring fees and how it affects our return.

The long-term impact of investment costs on portfolio balances
Assuming a starting balance of $100,000 and a yearly return of 6%, which is reinvested

Can't see your signature. U got put?

I assume you are only taking platform fee into consideration while constructing that chart, since management fee are applicable across all funds.

But so far platform fee is only applicable on bond fund only. I'm not that up-to-date since I don't top up bond fund anymore.

noted with thanks!

may i know is now still a time to buy in bond fund? can recommend any bond fund to go into? currently holding hwang select bond but fsm no more open for this fund ><

OSK-UOB Income Fund - up to 30% foreign (Asian) bond, EPF-compliant. Quite a stable fund.

ok thanks will check it out.. btw Pink, ur portfolio calculator, if i sell back my fund, how should i do with the portfolio calc?

You can refer to the switch sell column. When Pink put 'switch buy/sell' meaning selling Fund A and the proceed is then used to buy or top up Fund B.

If you noted a difference between switch buy and sell, it might be because he did not used the entire sales proceed to top up the other fund.

Hope this answer your question. Cheers.

"Switch Sell" is when I sell one fund and buy into another fund with the sale proceeds, e.g. sell CMF to buy into Hwang Quantum

When I sell for cash, I'll put "Sell" under the "Transaction" column. Just like "Buy" is when I buy into a fund using cash, NOT by CMF.

Wah...TakoC pannai yo

This post has been edited by Pink Spider: Oct 31 2013, 02:43 PM

Deleted

This post has been edited by kkk8787: Oct 31 2013, 04:25 PM

Sorry for asking but why HSBF no longer available for purchase?

ok thanks, will try to figure it out hehe..

i think becos they don wan to follow FSM 0% sales charge for bond.

just you cannot buy from FSM, as forummer ben3003 has just pointed out.
maybe you can go direct to HwangIM, or https://www.eunittrust.com.my/, or banks to see if you can buy from there.

Any idea why Hwang ponzi fund didn't shine lately even though most of the world indices hit record high?

Does its hoard cash strategy make it underperform in the last quarter of 2013?

1. Cash hoard
2. It's invested in ASEAN+HK, zero in Korea, Australia, Taiwan etc

I see. It becomes my worst performer in my portfolio.

Itchy hand to topup wor...

Me too since its current NAV is way lower than my average unit cost.

Me too

Esp seeing OSK-UOB Global Equity Yield and Pacific Global Stars have moved ahead, I can top up Quantum Ponzi without misaligning my portfolio %

This post has been edited by Pink Spider: Oct 31 2013, 10:37 PM

Seem like RHB Islamic Bond Fund is the top performer... interested to subscribe this but I also know that AmDynamic is also a superstar especially looking at the volume that it has...

So RHB Islamic Bond Fund vs AmDynamic Bond which one should you go for ?