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 Fundsupermart.com v5, Manage your own unit trust portfolio

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SUSyklooi
post Mar 28 2014, 02:59 PM

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Why a 3,800 Straits Times Index or 16,000 Dow Doesn’t Matter

http://www.fool.sg/2013/11/27/why-a-3800-s...s76yhocs0070001

Why You Shouldn’t Care About Where the Market Is Heading
http://www.fool.sg/2013/12/24/why-you-shou...ket-is-heading/

Click refresh when prompted to sign up.
SUSyklooi
post Mar 28 2014, 05:00 PM

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QUOTE(TakoC @ Mar 28 2014, 03:10 PM)
True in some sense. But a sky high index in fact shows a high PE too. Not all people like high PE "stocks".

Are you still topping up your portfolio at the current market level, uncle Looi? smile.gif
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cry.gif cry.gif Not much spare ammo for UT eq funds. now about 85% in EQ. can do switching only to do diversification.
SUSyklooi
post Mar 28 2014, 05:07 PM

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sweat.gif sweat.gif
whooosh,,.. what a shockers....
kidsave dropped..abt 2% in 1 day
EM Opp dropped abt 9% in 1 day.....

luckily it was the distribution ..... doh.gif

discounted abt 9% in 1 day..CHEAPER to buy now? shakehead.gif
sorry....just can't help tis "make pink angry question.... notworthy.gif

This post has been edited by yklooi: Mar 28 2014, 05:19 PM
SUSyklooi
post Mar 28 2014, 05:42 PM

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closing early this month...else distribution screwed up my calculation



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SUSyklooi
post Mar 29 2014, 10:16 AM

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QUOTE(TakoC @ Mar 29 2014, 08:08 AM)
85%!!!

That's a bit high based on your age risk adverse. Just saying.. Uncle don't angry smile.gif
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rclxms.gif yes I know.....for my age.....
but I am now considering my 50% FD as the counter balance
and also iFAST said.... hmm.gif might go to longkang too.
just 1~2 yrs, just 1~2 years... sweat.gif

https://secure.fundsupermart.com/main/artic...14-Outlook-9111


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SUSyklooi
post Mar 29 2014, 12:34 PM

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Indonesia Funds The New Star in 2014 or a Bubble?... March 28, 2014 ....Author : Fundsupermart.com


http://www.fundsupermart.com.hk/hk/main/re...?articleNo=7915
SUSyklooi
post Mar 30 2014, 01:10 PM

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QUOTE(marketstore @ Mar 29 2014, 09:49 PM)
just a question ...when we do allocation according to the geographical area for example....developed, EM, Msia, Asia ex Japan...there is a few overlap for example like china is under EM and Asia, Singapore is under developed and Asia....how do we do our allocation.....
do we calculate them twice and average it out to become 100% like this

ASIA              23.59% 30.33%
MALAYSIA      28.89% 37.14%
DEVELOPED    32.11% 41.29%
EMERGING        8.33% 10.71%
OTHERS        3.80% 4.88%
CASH        3.29% 4.22%
 
            100.00% 128.58%

the second column i calculated them twice like Spore under developed and asia
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hmm.gif there is always overlap of % (double /triple counting). it depends on what/how you classify them.
ex...if you add in "GLOBAL" to yr above example...you will have more % in total.
attached is example...see how they interlinked? (the combine total is > 100%)
it is just up to one to classified your grouping.....else...you can follow some of the Eastspring's funds or others fund house...to see their grouping ...like asia x jpn, GEM, Bric, etc ...see their fund fact sheets to see which countries are in that.


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SUSyklooi
post Mar 30 2014, 03:56 PM

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QUOTE(marketstore @ Mar 30 2014, 03:02 PM)
Does it sound logic if i average it out to 100%
Eg
Asia is 30.33% of 128.58% in my portfolio
So it becomes 23.59% of my total 100% portfolio
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hmm.gif guess, at times, for some reasons....it just cannot take average.
it just have to say...
my asia x jpn is xx% (then state the countries in there)
my north asia is xx% (then state the countries in there)
my GEM is xx% (then state the countries in there)
my developed countries is xx% (then state the countries in there)
my Bric is xx% (then state the countries in there)
my frontier countries is xx% (then state the countries in there)
my xxx is xx% (the state the countries in there)

I guess, there is no right or wrong...just I like to classified it that way. what...it is my portfolio.
btw,...that is the way I track my...cos it is my portfolio.


SUSyklooi
post Mar 31 2014, 10:01 AM

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QUOTE(anz87 @ Mar 31 2014, 09:38 AM)
hi... i need ur honourable opinion on my query as per below.
currently i want to invest in Hwang Aiiman fund and PRS scheme,
should i directly liaise with agent or buy online thru fundsupermart ?
my answer: if you go thru agent to buy Aiiman...i think the sales charges is higher than FSM...
call up the agent to ask and compare.....

HW PRS is 0% in FSM and Hwang directly
do i need to have cimb account for any purchase in fundsupermart...
my answer: Nope
and how about maybank ezy invest ? is that same with fundsupermart ?
my anwer: nope
sorry ... i'm still noob on this kind of investment
it is ok...
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SUSyklooi
post Mar 31 2014, 11:32 AM

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QUOTE(anz87 @ Mar 31 2014, 11:30 AM)
do we need cds account first or not to invest in fundsupermart ?
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nope
SUSyklooi
post Mar 31 2014, 11:40 AM

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QUOTE(anz87 @ Mar 31 2014, 11:34 AM)
ok... thanks... really appreciate ...
i will starts my first step next month...
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may i suggest you read thru these 1st...before registering/opening an a/c.....
http://www.fundsupermart.com.my/main/faq/faq.svdo?id=8660

http://www.fundsupermart.com.my/main/schoo...d.svdo?PageID=1

and also

contents of page 1 of this threads.

happy investing...just try not to repeat my mistakes......most of them can be prevented after reading the above.
SUSyklooi
post Mar 31 2014, 12:31 PM

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QUOTE(Michaelbyz23 @ Mar 31 2014, 12:15 PM)
yo unker looi, mind sharing what were your past mistakes that you inform newbies like us to avoid?  notworthy.gif
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hmm.gif
1) rear view mirror investing.
2) focused too much on the expected ROI missed the "should" have
3) hidden charges

and where most of it...like i said can be found in the 3 links of the above.


SUSyklooi
post Mar 31 2014, 09:59 PM

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Mutual Fund Fees Will Reduce Your Total Returns
All mutual funds charge fees (some are hidden) to manage your money and high fees substantially reduce your total returns. Annual fees of one and two percent may seem small but such fees are deceptively large when you compute their arithmetic impact on long-term returns.
http://buyupside.com/mutualfunds/mutualfundfees.htm
SUSyklooi
post Mar 31 2014, 10:21 PM

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hmm.gif NOICES for anyone thinking of or holding RHB-OSK US FOCUS EQUITY FUND?
....investment in equity securities of smaller and medium-sized US companies. Smaller and medium-sized US companies ...

Time to Be Cautious on US Small-Caps? [28 Mar 2014]
https://secure.fundsupermart.com/main/artic...Small-Caps-9267
SUSyklooi
post Mar 31 2014, 10:49 PM

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rear view investing.....focused on past performances
focused too much on the expected ROI missed the "should" have.....aimed at the expected returns instead of a balanced portfolio
hidden charges...see post "#2451

SUSyklooi
post Apr 1 2014, 08:00 PM

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FSMM Fund Choice- Eastspring Investments Global Emerging Markets Fund at 1% promotional sales charge......Author : FSM Marketing ....1 April 2014
validity 1 April till 30 April 2014

http://www.fundsupermart.com.my/main/resea...?articleNo=4480


SUSyklooi
post Apr 1 2014, 08:05 PM

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QUOTE(Kinggnik87 @ Apr 1 2014, 06:18 PM)
Hi guys, I heard some say there will be a market crash if the US decide to interfere with Russian-Ukraine matter.
Although I do see the possibility of such happening (if US do attack Russia), but how high of a chance that US will do so?

Also, now the EU declare economy sanction on Russia, what impact will it have on global economy? (edited)
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hmm.gif hope these info are related to yr queries
AMP Capital: The Ukraine Crisis March 17, 2014
The attached note looks at the implications of the tensions around Ukraine for the global economy and share markets.

http://www.fundsupermart.com.my/main/resea...?articleNo=4426

http://www.fundsupermart.com.my/main/resea...?articleNo=4432

http://www.hwangim.com/fund-managers-views...-ukraine-crisis

J.P.Morgan Asset Management: Ukraine & Russia - How Worried Should Investors Be?
http://www.fundsupermart.com.hk/hk/main/re...?articleNo=7773

This post has been edited by yklooi: Apr 1 2014, 08:12 PM
SUSyklooi
post Apr 1 2014, 10:08 PM

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QUOTE(RO Player @ Apr 1 2014, 08:54 PM)
how much avg you looking at... hmm.gif

say total units x current NAV price x  (hidden fees) % = ??
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nothing to do with average...should have try investing into other investment vehicles/platform that does not hv so heavy fees.....
SUSyklooi
post Apr 2 2014, 09:35 AM

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QUOTE(ruben7389 @ Apr 2 2014, 08:54 AM)
Looking at investing my epf funds into fundsupermart.... First timer, but looking at higher returns, otherwise no point moving out of epf since yearly also get about 5 to 6%

currently interested in:
Eastspring Investment small cap fund
Kenanga Growth Fund

Question for the sifu's:
1) any other recommendation on funds? are these two ok??
2) Is the current market good to go in or play a wait and see game

Thanks in advance.  Never took out epf money until now so a bit kiasu la
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hmm.gif just a reminder: PAST performance may not means future performance.
Most Consistent EPF-Approved Funds
http://www.fundsupermart.com.my/main/resea...?articleNo=4331

The Edge-Lipper Malaysia Fund Awards 2014
http://www.fundsupermart.com.my/main/resea...?articleNo=4333

MISTAKE #3. WAITING TOO LONG TO INVEST & other mistakes
http://www.fundsupermart.com.my/main/resea...?articleNo=4447

This post has been edited by yklooi: Apr 2 2014, 09:46 AM
SUSyklooi
post Apr 2 2014, 11:52 AM

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QUOTE(ruben7389 @ Apr 2 2014, 10:16 AM)
Thanks... just a note though... it says not to wait until market turns positive or until u have enough money... I totally agree.... but what if klse is at Record highs like today?
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hmm.gif same concept?

Why a 3,800 Straits Times Index or 16,000 Dow Doesn’t Matter
http://www.fool.sg/2013/11/27/why-a-3800-s...s76yhocs0070001
click refresh when prompted to sign up.

what goes up can still go up, what went down can still drop.
fundamentals and valuations...

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