jfyi....Hw PRS Growth has PONZI...

LOL ... I also have Ponzi fund in my portfolio.

i think many of us here have it too....

But I'm not proud of it compared to others here. It's my worst performer after OSK-UOB EMB.

He he he.. buy direct kena sales charge. Buy through PRS, tak kena sales charge.

Pandai betui ogang nih!

Xuzen

How come all the fund which you recommend, I also got holding wan? We both got telephatic power ar?

Xuzen

just lazy to ask CIS.
anyone know which fund is HEAVY on Korea?
PGSF has about 6%...any funds got more?
.....looking at the charts...it seems interesting to pay more attention to Korea?

http://www.fundsupermart.com.hk/hk/main/re...?articleNo=7395

But I'm not proud of it compared to others here. It's my worst performer after OSK-UOB EMB.

But got tax penalty if exit pre-55

Just to clarify, FSM.MY platform fees are only charged for certain bond / fixed income funds, not all funds.
http://www.fundsupermart.com.my/main/faq/faq.svdo?id=8467

Using your eg. assuming it's a bond fund that is charged (not all bond funds are charged platform fees):
1. U buy $10K of NAV$1
U get 10,000 units
No deduction outright
Only deducted per quarter from CMF, "best performing fixed income fund", etc
AND if U sold before the quarter - the fees will be deducted from your sales

2. Yes, if (1) went up 10% and the yearly fees is 0.2% then:
NAV $1 *110% *0.2% is chargeable per unit for the year
(er.. i'm simplifying to 0.2% per year yar, the actual is calculated & charged per quarter)

Stand to be corrected - just my understanding from the link 

Not advisable to start investing in bond fund now...interest rates (esp Malaysia) only has one way - UP.

Park in Cash Management Fund and/or short-dated bond funds like AmIncome Plus to protect your capital for now.

Just my 2 sen

Thankie thankie.
Umm, how do we know if it's a short-dated fund?

hopefully it is just a hiccups for this Ponzi....
currently my 2nd last performer in portfolio
HSAQ since May till 15 Nov still - 6.46%
Hsao since Aug till 15 Nov still - 6%
hsinf since May till 15 Nov still - 7.5%

seems like HSAO & HSAQ stopped galloping since the merger with THE bank....just my take.
hopefully these 2 Giants will awaken with a vengeance...

Uncle Looi, have you been doing any top up after your lump-sum investment back then?

Don't top up because you noticed a mere small correction. Wait for 'real' opportunity- save ammo. My 2 cents.

Read the prospectus to know what is the fund's mandate.

AmIncome Plus invests in bonds that mature in <3 years if I don't remember wrongly. Interest rate movements won't hit it much.

thanks for the tips.
will be Topping up Public Dividend select fund with EPF....(last time tis DEC)
others are just reshaping/repositioning my portfolio to a more diversified portfolio.
moved 30% of Balance funds to China and HSAO in Aug.
till now China fund is breakeven....HSAO - 6%
would be switching out more of my Balanced funds "When" the Nav allowed (hopefully in Dec)
before the "talk on QE Taper fever starts" again. now seems like quite down...so now my balanced funds are a little bits by bits crawling up.
ammo now in FD and EPF (my wife wanted to "see" cash in hands) 

ponzi had been subpar lately, yesterday asia market so power, but the NAV dropped.. so as HSAO ><

ponzi had been subpar lately, yesterday asia market so power, but the NAV dropped.. so as HSAO ><