Minimum purchase is 1 share.. USD 58.63 now. But then again you hit min brokerage so best if buy about 15 shares. 

in US of A.. 1 lot = 1 share... 

3k so you wont kena min brokerage... mine is USD 8.99 / transaction.... buy more less % cost. 

My planned ETF distribution...for my index fund currently in progress

35% USA, 20% developed ex. USA, 20% Emerging, 10% world reits, 10% commodities & 5% frontier ....

Stock investing, there will always be a cycle sometimes it emerging, then its developed, then reit, then oil,  then gold etc etc etc. You will never know and cannot predict what the future cycle is. So you must keep a balanced portfolio and keep to your portfolio allocation. If your portfolio is too heavy on one sector, it will contribute to high volatility so planned out your portfolio accordingly.

You never know when emerging markets will be back for the swing....

If you keep track of the fund managers action, a lot of them are moving their portfolio towards to Asia market. Valuation is lower, and they are seeing potential in their market.

Like your situation, I need more exposure in the global market. But market is moving higher and higher.. restricting my top up. 

Developed market mostly in europe and japan. Hk, korea and sg is only small portion only ....

Finally decided with my initial portfolio and here's what I have for now-

Equities:-
- AmAsian Pacific Equity Income (20%)
- Kenanga Growth Fund (20%)
- RHB-OSK GEY Fund (20%)
- Eastsrping Investments Global Leaders My Fund (20%)

Balanced Funds:-
- Hwang Select Balanced Fund (20%)

Decided not to buy bonds for now due to the unattractive yield, I think my above is quite overweight in global sector hmm. Gotta start computing the geographical allocation soon.

Planning to top up either KGF or get eastspring investments equity Income Fund (Malaysia) but not sure yet :S Gonna start rebalancing it soon with an aim of 70:30 equity - bond ratio but gonna try to overweight more on equities for now due to the severe lack of capital lol.

Any views on the above portfolio?

Planned starting allocation
Rm200-kenanga growth
Rm400-cimb asia dynamic
Rm400-cimb global titan

Have around rm1000 to invest every 2month.
Top up method

Situation 1
Kenanga becomes rm190 in value
Cimb asia- rm420
Global titan-rm440
Top up
Rm210 to kenanga
Rm380 to cimb asia
Rm360 to global titan

2months later
Value of:
Kenanga rm450-will top up rm150
Cimb asia rm845-top up rm355
Global titan rm775-top up rm425

Basically is top up till his kenanga,cimb asia,global titan increased by rm200,400,400 respectively every 2 month.plan to hold this for more than 5years

Wanted to ask sifu-sifu,is this a good method?as using this method will make sure the portfolio allocation will always be in checked.doesn't have to do annual rebalancing/switching

Am thinking whether it's time to include EI GLOBAL EMERGING MARKETS FUND in my portfolio. Either that, or continue expanding my US+Europe exposure first.

I wanted to write a cheong hei article but I just can't seem to get started. Anyway, the numbers just shows that MY-fund aka jaguh kampong fund are performing better wrt their off-shore counterpart.

My not so professional judgement are:

Local stock market is semi-efficient, hence local fund manager can exploit the alpha from the market. "Big fish can east small fish".

When the same jaguh kampong fund manager venture out into the big big ocean, they become the small fish and get swallowed up by bigger fish such as JP Morgan, Credit Suisse etc.

Having said that is super efficient market such as the US, actively managed fund with high annual expenses  will be slaughtered by super low cost index fund or ETF simply there does not exist inefficiencies for the fund manager to exploit the alphas.

Xuzen

i dont know alot about economics, but if u trading within yourself, aka within Malaysia, the fluctuation of Ringgit doesnt really matter. I bet alot ppl only invest in Malaysia focused fund, aka those invest via PM. Cos 10/10 friend i met, i told them i bought US/EU or any foreign fund, they say, wah risk appetite so big?

malaysia not import heavy in some sense, at least daily needs isnt ,so still ok la .

you may be amazed by the % of gain you seen at Kenanga Growth Fund, maybe 10% but did you consider the impact of our ringgit has depreciated more than 10% since GE against USD and GBP?

it is still happy to see gain but the real gain is actually smaller than the % you see

I meant the local funds with high gain % did not reflect the weak RM which has depreciated against major currencies.

overall we can only see the % which is very attractive

All of it? HSAQ have quite some exposure in Indonesia market. But you are used to the roller coaster, so it's fine

hwang's is now Cash heavy...

also latest fund factsheets attached

Me thinking if i should switch from Hwang Asia Ex Japan Quantum into Eastspring small cap.   

Yea or nay?