Consider Constructing A Balanced Portfolio Over Balanced Funds
how one of our model portfolios can make a good alternative to investing in balanced funds.
http://www.fundsupermart.com.hk/hk/main/re...?articleNo=7416

oops, not FSM though...
u know lah..my other CIS..

Never thought of that,
Kaka23,...if you want to go into Balanced.....consider this route?

with this combo, got SC saving?
HSBF 2%
HSOF 2%
HAiiIncPlus 0%

Anybody top up for the Hwang Ponzi and its bigger brother fund today?

Then why do the LIKE thing?

I would be tempted back then. But now prefer to invest directly in shares. Unless a big correction then I will top up.

A few is under my watch list. DIGI, MAYBANK.. the usuals.

Share with me your shopping list also 

I suggest taking a close look at the following sectors, OnG, Plantation and Utility counter. Construction, well it depends on how you look at it.

Wait or not, each to their own 

Give me a hint here. Small/big construction company? GLC/non GLC? 

TNB can benefit from the power tariff hike 

Why is this fund called Ponzi fund?

Is it a good time to buy into this Ponzi fund given the price is very high at the moment. But the good thing is there is a promotion 1% for SC...

Rough day?

I just read the first page as pointed out by pink spider. That seems rather academic, not much value in practice.

To me , what's important is the practical aspects.

I say the price is important. Dividend too.

Because end of the day, when we cash out, it is the dividend collected and the proceeds that we get that counts.

For the same UT, say Pink Spider bought at RM0.55 and i bought it at RM0.45, i say yes i got it cheaper! Pink spider is pissed off with this "cheaper" remark.

Why is price important?? Becos at RM0.55 for RM100k, PS only got 181,818 units, whereas at the cheaper price of RM0.45 i got  222,222 units.

End of the day when you redeem it is the number of units that you have and again the PRICE that you sell plus the dividend that you have got, that add up to your proceed.

i think i get what you guys mean.
Between 2 different funds, we definitely can't say one is cheaper than another, yes i agree .
Distribution or split makes it cheaper - yes i agree too, but you know that is not what i was referring to.


What i was referring to in on one same UT itself and referring to the 'normal' price fluctuations unrelated to any significant underlying changes within the fund itself.

Example:
After you guys experts have chosen that fund to invest and you guys bought it at price say RM1.2876, and when the price goes down to RM1.2545, isn't this considered "cheaper" and i take it as good deal to grab now?

I mean this:  Hwang Select Asia Ex Jap Quantum fund was 1.2876 on Oct 21 and now it is 1.2545.
Is this not cheaper ?

Thanks for all the comments, i know you guys are trying to help, dont take this as challenging your authority........., i can see you are all  investment experts, very well read.

for ease of discussion, if assuming "no dividend" were issued, just plain NAV movement...then the "BLUE-ED" really make me 

Yeah that is what i mean.

Cheaper price already qualified as  UNRELATED to any significant underlying changes (eg dividend pay out, distribution, split...)within the fund itself.

Pink Spider should answer on specific example given there, rather than say go digest this and that.

The question is specific. Cheaper or not?

Hwang Select Asia Ex Jap Quantum fund is the specific example i used. It was RM1.2876 on Oct 21 and now I bought it at RM1.2545.

I take it that this is cheaper and now a better buy.

Pink Spider is telling us, NO, the lower price  is not actually cheaper, it is meaningless? That means buying it  1 month ago at RM1.2876 is just the same like buying it now at RM1.2545??.  Is this correct?

A bought it at RM1.00 and got 1000 units. After split he got double , 1000 units become 2000 units.

Now the price drop to Rm0.50, using the same amount of money to buy, i got 2000 units, just the same as A.

Cheaper so what? any extra units you get?

your point is well taken. So you are telling me when the price drops it ?MUST be something significant happening inside . No such thing as 'normal fluctuation'?

What I am asking is:
WHAT IF nothing significant happened and the price drops? like in  Hwang Select Quantum Fund when it drops from RM1.2876 to RM1.2545?  This is also NOT Cheaper and NOT a better buy?

I got this after login to FSM just now....