I asked for my LO yesterday; but the banker said cannot give yet -- maybe cuz my Reno Loan havent come through - actually, I wouldnt mind cash rebate in lieu of DIBS too.
Only HSBC requires the developer code - maybe they dont want to have any legal issues when comes to execution - but I believe this will be sorted out before SPA signing.
I also understood from SEH Chris - that cash rebate will be given if DIBS is removed - should supplement the remaining 8%.

Millionaire on paper that is, still got debts to pay la bro.

+1
Betul!

Lol, Robert-kor why need to be surprised? Age after all is a number - and for guys, as we age, we appreciate.

Yes, correct. If decide to marry - all the bad habits leave behind - very huge commitment - if cannot commit - dont marry lo.

Hahaha, Bro Sam; the ROI is uncertain - how if after become mah - they look for deeper pockets. The investment is insecured - at least ladies are more predictable.

Bro sam, it is not a competition - you prosper in your way - more like a club - who can join?
I hope can reach same level like First Lady by 35.

Came across this review online.
Great write up with detailed info - may help future buyers.
http://propcafe.net/setia-ecohill-semenyih-sp-setia/

TQ. We are both lucky to have been able to achieve so many things (including SEH) in our course of relationship. It was the best time to look forward to next chapter of life.

Debt can accumulate as long as can be served - though need to pay interest; value of money today is bigger than in future, so can offset.

ooooo, insider news. So, all the future Samanea launch will be for customers (public)? Any indicative pricing or staff book without pricinG?

Bro Sam, then again, chick may or may not come woman / lady wo. So, ROI is uncertain; could be no ROI. How to look beyond ROI for family security.
I stick with my theory of lady / woman.

Woi, see Bro robert sudah upset - no news about SEH.
No side tracking; return to SEH subject matter.

Hahaha, from what I have seen, chick =/ (is not) CY.
First Lady must have class what - where can be same level like chick. 2 Plavia woh!

Congrats bro neo! See you around.
Islamic loans recognises interest as profit. Apart from different terms used, islamic legal fee is tad higher compared to conventional.
However, from customer point of view, Islamic is tad cheaper vs conventional because based on Islamic banking founded on shariah principles - money cannot make money.
So, in the event, say you missed a payment - and you are charge late payment fee or additional interest - all these fees and interest cannot be charge the usual interest that is charged on the principal amount unlike conventional which treats the P+I as P in the coming month.

Also, alot of Islamic financing do not charge late payment fee or other hidden fee - they are more flexible in waiving all these. However, there are some limitations in the banking landscape itself impeding the growth of Islamic finance. Till today, i still have peers who thinks Islamic financing / finance are only for Islamic people.

True
+1

Thats why you are Iron Lady my dear.
Iron Lady do not shed tears - they shed money and build empires.

Hi Bro Rusty,

It shouldnt be stated in the LO as SPS will pay this directly to the appointed solicitors - hence the selected / preassigned solicitors.

+1

Bro Neo, this should clarify it. Perhaps, the bank just print out the LO with all the obligations of the buyers / applicant. But, in SEH case - all the costs are borne by the developer hence, nothing to worry about.