hey...sifu and gurus...need some advice    

i got a job offer for SGD3000....

there is no CPF offered as I'm foreigner    ...

is this offer ok?..as in isit enough to survive in singapore as the accomodation alone will be SGD1000 dy...

please help to advise me on it...      

background infor: I'm a malaysian currently working in malaysian and is planning to move there. This will include set up cost and all.

Hey all, i'm a fresh grad in mechanical engineering from MY and looking for a job in SG but have applied through JobStreet for nearly 2 months and have no response so far... do you think something wrong somewhere?

TQ

Do you know any job portals other than JobStree.com.sg?

Why do you need to convert to buy? PR oso can buy resale mah although yes there is ABSD. You're obviously not planning to buy BTO since you want the place within next half a year.

maybe new PR?
BTO hell lot cheaper than resale
baby bonus
 

Good choice to raise the kids here for safety and education. But you need to sacrifice not seeing them often next time. Your kids won't want to go back Malaysia with you one. I am one of the kids half raised in SG, degree onwards but spent most my secondary school holidays here. Already felt so unfamiliar with MY after I graduate 4 years later. Your SG fully raised kids... MY only a holiday place to them when you bring them back during school holidays. My sis who study JC here hate this place though.

No free lunch one SG gahmen, you want rip the housing subsidy and baby bonus, they ripper you back later. If son he need to do 2 years NS and 10 years reservist. If financially affordable, give him the choice to decide later when he grow up. But if you really need the citizen subsidies then by all means.

buy later, housing is expected to drop.. convert to singkie, return by msia my 2nd home... get AP n get tax free, buy 7-series/s-class for the price of saga in singkieland

buy condo, dunnit care or pr or watsoever

Resale prices of public flats seen falling 1.3 per cent in Q4: HDB - See more at: http://business.asiaone.com/property/news/...h.C0XpkerP.dpuf

Yup I did it mainly for subsidy and house (housing grant 40k and option to buy new flats cheaper) in fact, Waiting for my new dbss to be ready this year. For new couples there is a new scheme right, for cheap rental flat before house is ready.

Ask yourself will you or do you want your children to go back to Msia to stay? Or go Malaysia just for holidays?

i want to ask.. i hve graduate from local university and have qualification in IT with just diploma level.. can work in singapore? malaysian local uni gt being certified by them or x?

Paperwork is as tedious as apply for PR. But additionally u need to complete some e-learning courses, join the citizenship ceremony and also complete some tour... Just need to schedule your time lo...

Me and my son is sgporean now, my wife is still Malaysian as I had the same idea to have a 'backup' plan... But we're looking to get her converted soon too!

I guess if you high earner then can live without the subsidies and then go back kl to live like a king when retire...  But for us... Not so elite class have to get government assistance lo... Haha we've lived in Sg for 8 over years already... So accustomed to it, so it's now out comfort zone... But in fact, if things go swell this year we may even relocate to shanghai but remain Sg citizens to keep the house and collect rent.

To add, it may be tough for your kid at a later age to move to Malaysia after being in singapore.. They will lose all their friends

If your basis for conversion is on monetary grounds, I strongly suggest you to reconsider. IF you arrive at the same conclusion, then re-consider.

No worries bro, I had the same dilemma when making the switch... But all I can say is raising a kid is a big pain to financials... I think you will already start feeling the pain when bringing your wife to obstetrician for the visits right. Later on have to pay for jabs and also paeditrician and notwithstanding the adhoc medical bills if there are complications. And of course milk, diapers, toys to buy, (< hohoho u think they are cheap?) etc... And maybe a home helper and later on infant care fees, childcare fees, etc.. What I'm trying to say is you have to watch out your costs otherwise if there is no saving then it also doesn't work towards your target of retirement in Malaysia yup

The process takes about 6 months. 2 to 3 months for approval and few more months to complete formalities and receive red nric...

How many years have u been in Sg? If already many many years and you are still undecided then think twice about converting. If only a few years and you are ok so far then I can more so dare to instigate u to take the plunge.. Haha but pls forgive me for my one-sided view as I am already on the other side while >80% Malaysians seem to disagree for some reason

Personally, I wouldn't retire in Singapore. It's just too high cost to stay here when you have no more active income. It costs at least S$1000-1500 a month to live like a outcast here in Singapore, assuming you've paid off your flat, have no car and no other significant liabilities. With an equivalent RM2500-3750 in Ipoh, I can drive (even pay the instalment on a new car) and enjoy eating/spending much more. And if I sell the flat in SG, the proceeds will buy me a pretty nice place in Ipoh. Same if I rent out in SG, and rent in Ipoh. The excess will double my spending power in Ipoh. So I wouldn't give up my Malaysian citizenship. About MM2U... don't assume you can definitely get it if you gave up your citizenship, especially in recent years, in this political climate. And even if you get it, it just takes a stroke of a pen from some bureaucratic ayatollah to take it away overnight.

Anyway, the deal breaker for me is driving. I cannot imagine getting older, more frail, and have to chase public transport! For me, the older I get, the more comfortable my car has to be. If I live another 30 years after I retire, I'd have to pay another 3 COEs. No way.

As for those couples where one converts to SG citizenship, and the spouse remains Malaysian... I would say best for the wife to convert. Husband remains Malaysian. The reason is that a lot of laws (nationality, immigration, inheritance etc) follow the line of the father, not the mother.

I asked my agent, she said 2x PR can buy resale HDB as long as one of you > 3 years.

been through the same 
depending on your location you from, i use two gynae, one here in sg and one in kl
in kl with the conversion etc u get bang for bucks like single room...

if i am not wrong, most child benefit is tied to the mother, so if your wife convert u get those benefit already
if u decided sg is the way to go then do fast also, cause it also tied to income, when hit certain salary lesser benefit