Wah, 800x12-rm9600/year

You are too generous to yourself, but how come so high, you alway follow tour, stay 5 star hotel and good food?.

I travel more frequent than you, but max 3-4k/year,
I stayed at 2 star hotel, enjoy local food, fly with AA promotion ticket only, DIY travel with prudent habit.

For a diy trip, it suppose not that expensive, how many day you travel to taiwan or korea? For sharing purpose, recently i travel to Kansai, Japan, totally cost me rm 1.7k for 7d6n pertrip inclusive of everything. For taiwan, i dun thing you need to spend that much considering the living standard was not that high. For airfare, i will pay priority to those less than rm350 for return fare. Anything more than this, i will think twice, another option is to book those new destination, it will be cheaper than establish destination.

I think one trip peryear is too much retriction, 2 trip peryear with maximum of 2.5k peryear for travel budget will be alright, i usually spent about 60-70% of my monthly salary for yearly travel budget.

For the fd, u can withdraw and invest at least 50% of it into a unit trust through fsm, the return at least double than you keep in fd, then u have some extra money once the unit trust pay out dividen.

This post has been edited by youngman28: Sep 16 2014, 09:44 PM

Oh i see, thatwise yrs travel cost will at least another rm400-500 for return air ticket to east malaysia.Try to get local travel mate loh, and seach for those direct flight with cheaper option.

I been to danang about 10 year ago, during that time, AA not yet start flying. It a beach town famous for sand, beach activities, seafood is cheap, but it was not if you come from Kk, or tawau. Actually nothing much they, unless you want like mat salleh women to have a sunbath at the noon. Danang can be tour for 1-2 day only, for better sightseeing u need to catch bus to Hue and Ho Aan , each one can spend at least one to two day, depend on whether u like it or not, family guesthousr was abundance and relatively cheap.

You can check the lyn "travel n living "subforum for more detail. Some travel infor can get fr travelfish.org forum as well.

This post has been edited by youngman28: Sep 19 2014, 12:58 AM