Very informative posts by almost everyone here, offering advice to the needy.

I am also in need of advice in financial management, but I prefer to have it done in private. I see many good financial advisors here.

Reason why I do what I do now is that there's a shift in my life (for the better) and I think, before I commit irreversible mistakes, maybe I should get my sh1t together. (I screwed up a lot last time)

If you would think you can be a great help in mentoring a green fish here, I'd be really glad to share. I'd even reward you, with money or by other means haha. I mean, I'm allowed to let my savings to be partially monetised as a mean to thank you right?

Cheers!