personal inflation:
one's total spending increase yoy (personal interpretation for focused effectiveness)
VS
one's spending increase on same items yoy (technically correct)

similar to the "argument" on net worth:
total assets minus total liabilities (technically correct)
Vs
total REAL assets (ignoring doodads that dont make $ AND depreciates AND cost $ to keep like personal cars, bikes, etc.) minus total liabilities (personal interpretation for focused effectiveness)

Those that uses personal interpretations (like me ) should lar acknowledge the "technically correct" versions as well lor since that is "universal" gua.

hehe - my home, i rent out the rooms, thus does generate income
Children? what to do - our responsibility as parents mar. they didnt ask to be born 
at the very least we can do is to grow them as well as we can.
<what, son? U want that Evo for yr 18th birthday? where's my whip...>

bwhaha - that's my reality, dont give ar?
anyhow - U do know U just compared living humans VS vehicles right?
gosh.. U serious?

sigh.. yes sir.. very good sir.. how high sir?
Pls lar - U telling me to be responsible and committed?
U understand the English i wrote earlier about taking care of children and they aren't liabilities?
Jeez.. when U have a million put aside for your children then come talk to me lar. what a twat

sigh.. yes sir.. very good sir.. how high sir?
Pls lar - U telling me to be responsible and committed?
U understand the English i wrote earlier about taking care of children and they aren't liabilities?
Jeez.. when U have a million put aside for your children then come talk to me lar. what a twit

more and more illogical, single track minded, can't write nor understand English mental midgets writing kaka these days.
from arguing (not discussing) about definition inflation,
to some other's personal choice of having say.. $10B first before retiring and managing a charity (who says cant donate while still heading towards that $10B ar?).
If don't want to retire cannot ar?

jeez.. twits... 

by the way, it's "following the herd" not "following the herb"
only twits can't tell the difference between a herd and a herb.

learn to type and spell first.

learn to type and spell first.

Are U dead above the neck?
I quote U:
QUOTE(tikaram @ Jun 21 2014, 10:58 AM)
Brother u forgot to add. House that u r living is not an asset and the forsee children cost to bring them up until graduate is liabilities.

My response:
hehe - my home, i rent out the rooms, thus does generate income tongue.gif
Children? what to do - our responsibility as parents mar. they didnt ask to be born  laugh.gif
at the very least we can do is to grow them as well as we can.
<what, son? U want that Evo for yr 18th birthday? where's my whip...>

Your response:
QUOTE(tikaram @ Jun 21 2014, 01:00 PM)
U r nit consisten. Your children no generate income did not ask he/she to  be born
ur motorcar also not generate income. also your car cant / did not ask u to buy wo.

My response:
bwhaha - that's my reality, dont give ar? tongue.gif
anyhow - U do know U just compared living humans VS vehicles right?
gosh.. U serious?

Your response:
this is personal financial mgmt right?

U got to take into consideration if u wanted to be good parents.

once the child born. You have future commiment/liability. N it is confirm one.

if you ignore recognised this commiment. U can have 10 childs. Not give them cloth. Food. Education etc etc. Ler them beg on the street.


Read your own lousy English and tell me U didn't start slinging.
Twit with bad English AND bad financials.
IF one isn't responsible to provide enough, then why bother with financials?
U mean U got into all these JUST TO BE RICH?

This is an English language forum and if U cant communicate clear enough in English without dissing people off, that is MY problem? Twit

Go look in the mirror first lar.
Bikin tak seperti cakap.
Interpersonal skills? sheesh.. pot calling the kettle black.
42 years old and STILL LIKE THAT? gawd.. i'm so ashamed of my generation.

U can't even comprehend simple English.. sigh..
no wonder U misunderstood what i wrote about children.
sigh..

Did U read yr response which i copied & pasted all together?
U were PREACHING to me about being a responsible parent blah blah
WTFish gave U the right and what the fish do U know about me?
U didn't attack or U just too stupid when swinging fists to understand what the heck U were doing?

Don't ignore him. He is fun when you need to pass your time. He is one of my favourite forummer in LYN. Especially his mood no good (like today) he will spend time entertaining us 

Just to let you know your postings are always useful to read. At the same time, you are open minded and ready to accept others' opinions. I have learned a lot from you 

Guys lets keep it down. We are all grown ups here, some older than the others but there must be a certain level of civility and respect that can be given to each other.

Regardless, I just talked a client today who complained that her car was not sold off by the dealer. Instead the dealer actually allowed a "buyer" to "sambung bayar" the car. Recently the car got into an accident and my client was surprised to know that her car was not actually sold.

Told her to make a police report. I wasn't part of the deal for her to sell the car, I only knew of it since I took care of her property loan application, but I should have given her a stern warning when I saw that the "redemption letter" seemed out of order. A fair warning to all, don't trust the dealers. Make sure you get your car loan fully settled when you sell of the car.