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 Personal Financial Management V3, It's all about managing your $$$

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se800i
post May 18 2019, 03:48 PM

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1,941 posts

Joined: Nov 2008
QUOTE(neverfap @ May 10 2019, 12:19 AM)
Hi, not the owner of the question but saw your reply on removing from Stashaway. May I know why? Quite new to financial stuff and investment still so might need a little guidance with it  sweat.gif

Age 25 (non-bumi)
Gross salary RM3900 after epf, socso, pcb etc
No side income @@

Emergency Fund - 10k

Investments
StashAway - RM15k

Expenses roughly
Rental plus utilities - RM550
Food - RM450
Insurance - RM390
Transport - RM60
Misc - RM200

Remaining - RM2250

Currently most of the saving will go to StashAway (1.5k monthly)
Remaing 750 not sure where to invest yet. Still learning about investment.

Any input is welcome thumbup.gif
*
May I know what is stashaway?
An app?

QUOTE(neverfap @ May 10 2019, 01:42 AM)
Thank u very much for the replies!!

Alright. Asnb for fixed price fund right?

Currently under GE
500k death
500k CI
500k early stage
Smartmedic xtra 200myr (annual 120k)
Smartmedic xtra 99 200myr
Smart extender 120k 200myr (annual 1. 2m)
Smart extender 120k 99 200myr
Hospitalizations 50myr

390 a month (cash value can tahan till age 69)

U guys got any good insurance plan to introduce
All input is welcome as usual

Edit: Currently no dependents. But if anything happen to me. I dun wanna burden my parents. Also sis is still studying but being funded by scholarship
*
Your insurance is medical?
Now medical card got annually renew up to 1M
Check with ur agent can lower down to 250 mthly or not
Room n board just 50?


 

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