Hi sifus, I'm a 23 y.o employee working in KL area. Please have a look at my finances, would appreciate all your feedback.

Take home salary: RM 3300

Expenses: RM 1400~1500
Insurance: 300
Parents: 600 (live with parents + repaying car loan back to them)
Transportation: 100 +/-
Phone: 45
Food: 150 +/-
Misc/Social/Gym: 300 +/-

Savings: RM1800 ~ RM1900


Investment:
FD: 10k
PRS: 2k (put in 1k last year + gov top up 1k)
P2P: 1k
Stashaway: 3k
Stocks: 3.3k (current worth almost 4k)
Crypto: 1k (hold until it rises again)
EPF: almost 10k

I keep a min RM500 in my RHB high interest savings account monthly, the rest of my savings will be into SAMY or stocks (min 1k/month). Tried unit trusts few years back based on parents' advice but eventually withdraw all and put in FD instead because we realised that we barely made any profits from it so guess UTs still left me with a bad impression.

Planning to retire as a full time housewife once I have my own kids though it might be impossible with the current living costs, so I would love to hear all your advice on how to improve my finances, or how to diversify it, where can I learn more on investments from, etc.

Thank you all!