Welcome Guest ( Log In | Register )

Outline · [ Standard ] · Linear+

 Personal Financial Management V3, It's all about managing your $$$

views
     
sam@bpp
post Nov 26 2015, 05:00 PM

Getting Started
**
Junior Member
66 posts

Joined: Sep 2015
QUOTE(langstrasse @ Nov 23 2015, 08:09 PM)
Hello folks,

I'd like to request for your advice on my personal finance. I'm 30 this year, single (with plans to marry in about 2-3 years) and below is the summary of my current situation. Items are shown as a percentage of my net worth:

Cash, RM, M2U Savers :21.86 %
Cash, USD                  :29.39%
Bursa (Dividend stocks, REITs) : 7.33%
ASM and AS1M                        : 41.06%

I don't own a car or property as I currently do not need either of those. I do intend to purchase a house/condo, not necessarily in Malaysia, just before I get married. I'd appreciate some recommendations on possible tweaks I can implement for better growth.

Constructive input please  notworthy.gif
*
Since you plan to get married in 2-3 years time,
1. How much money do you need for your marriage?
2. Investing in shares and unit trust involve risks. Have you taken risk into account for your marriage funds?

sam@bpp
post Dec 13 2015, 01:40 PM

Getting Started
**
Junior Member
66 posts

Joined: Sep 2015
Before making new year resolutions, here are some year-end personal finance tips:
1. Upgrade your PC
2. Do a medical checkup
3. Buy books
4. Upgrade your sports equipment
5. Save in SSPN
6. Make PRS contribution
7. Check your Investment-linked insurance fund performance
8. Funds for car insurance & repairs
9. Funds for home maintenance
10. Balance the proportion of investments that you keep in stocks, forex, real estate
11. Estate planning/Will writing
12. Review health insurance

Feel free to add more suggestions thumbup.gif
sam@bpp
post Dec 21 2015, 03:34 PM

Getting Started
**
Junior Member
66 posts

Joined: Sep 2015
10 things Yoda would say if he were your financial adviser:
https://www.washingtonpost.com/business/get...blogsandcolumns

May the Financial Force be with you cool2.gif

 

Change to:
| Lo-Fi Version
0.0180sec    0.50    7 queries    GZIP Disabled
Time is now: 15th December 2025 - 02:28 AM