QUOTE(af_1993 @ Mar 1 2019, 01:52 PM)
Hi guys would love to get your advice on my personal finance.
Age 26
Gross salary RM3380
Investments
Asb loan - RM150k (monthly RM813) - now dividend more than RM10k
Tabung haji - RM100 monthly (less RM2k)
Unit trust - RM500 (just started - will practise DCA)
Stashaway - RM100 (initial deposit)
Expenses roughly
Housing loan - RM1320 - house still under construction, another 4 years to complete -- so i havent paid full installment yet
Food RM500
Transport RM200
Rental RM500
Misc RM200-300
Parent RM100
So now i was thinking of purchasing reit stocks which i want o allocate RM2k (taken from bonus) for that as a start. I feel like im rushing with my investment
What do you guys think?
Looks like a few things missing.Age 26
Gross salary RM3380
Investments
Asb loan - RM150k (monthly RM813) - now dividend more than RM10k
Tabung haji - RM100 monthly (less RM2k)
Unit trust - RM500 (just started - will practise DCA)
Stashaway - RM100 (initial deposit)
Expenses roughly
Housing loan - RM1320 - house still under construction, another 4 years to complete -- so i havent paid full installment yet
Food RM500
Transport RM200
Rental RM500
Misc RM200-300
Parent RM100
So now i was thinking of purchasing reit stocks which i want o allocate RM2k (taken from bonus) for that as a start. I feel like im rushing with my investment
What do you guys think?
Top of the key...pay yourself first (Savings!)...rainy days are important to buffer for
Second, where is your protection a.k.a Insurance (Life, Medical, Critical Illness)
Mar 1 2019, 10:41 PM

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