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 Personal Financial Management V3, It's all about managing your $$$

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purplebutterfly23
post Aug 13 2014, 04:58 PM

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Hi, I'm thinking of applying for a HP loan.

Just wondering if the banks would perform background check?

eg. calling my employer etc
purplebutterfly23
post Aug 13 2014, 05:30 PM

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QUOTE(afbic @ Aug 13 2014, 05:04 PM)
I think banks will check your ctos and ccriss status. I guess since you are going to proof your financial status such as 3-month pay slip, 3-month banking statement, tax-submit form and etc, these will verify your financial status and no need to call your employer to verify your background.
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Thanks for the info. Can i know whats ctos and criss?
purplebutterfly23
post Aug 26 2014, 07:08 PM

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Hello all,

I have just started my first job at an audit firm with rm2.8k salary. Is there any tips on how to save money? I know with my low salary, I can't really expect a luxurious lifestyle.. but no choice, i guess thats what every graduate face.

Please advise

 

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