How are you sure that rental will give guarantee return as compare to dividend? What if your rentee defaulted rental payment? What if rentee was a troublemaker and refused to move out so you got to hire lawyer to get rid off him? What if your rentee spoiled your property so you have to fork out extra to maintain your property? What if you were unable to look for new rentee within weeks if not months to fill your dwelling units? What if your net rental decrease due to increase of loan repayment (assuming you were taking loan and the loan interest rate increased)?

Given that the holding period of stocks to be as long as the holding period properties, the volatility of stock price would be the same as the property price.

According to statistics, the mean average malaysia's household income is 5.9k, whereby median number is 4.7k, this indicated Malaysian's income gap could be very wide.

In addition, out of the 7 million total households in Malaysia, 3.5 million are earning above 4.7k while 3.5 million are earning below RM4.7k. So most of the families are earning around or below 4.7k.

For those who are earning more than 4.7k to as much as 10k or above, they could be the top 5% among the total households in Malaysia. Very likely these top 5% only mingle around with the other top 5% and their view is affected by survivorship bias and have not much empathy that how hard for an average person to earn more than the average. For a human nature, everyone wanted to have a good pa job, then but why does our median income level still stuck in 4.7k?