Guys, I just get a new Debt last few weeks - Myvi

My current working monthly payment around RM2.4k per month, plus allowance RM1.6k (since is partner company, so i cant simply take money), so normally i would take up around RM4k nett

Here is my current Budget list

1. House loan share with sister - RM500
2. Utilities(H/p,Unifi, Electrical, Water, Maintenance) - RM550
3. Food ( 99% eat outside) - RM600
4. Entertainment (smoking, Movie, Shopping, Drink, Party) (Tried hard to quit smoking, mostly over budget on this) - RM300
5. Car loan (myvi) - RM550
7. Car petrol - 300
8. [Financial] kampung 会钱 (kind of gathering of kampung ppl money, who need money, who tender it, some ppl might know how it work here) - RM500
9. [Financial] Share - Very depends on how much left, my budget is RM500, but mostly, less than 100 cuz spend over on Entertainment
10. Parents - RM200

For some reason, i am taking around RM4k from company monthly, so let assuming i am not taking more in this 2 years...

is that a better way to reduce my expenses so that i can save more on my share portfolio

here is some reason i choose share, becuz fix deposit offer too low %, mutual fund is not under my control(either need in cash or the invest %)

i have no idea on all of this already, maybe just a share what KL single people expenses....
to survive, i can do that
to live lively~ i dont think so

leverage bro...ur house no need 215k cash to get 4.4%

+Jun 15 2017, 01:22 PM-->is that ok if u stay in own house, save the rental fee, and rent out other two room?