Hi guys would love to get your advice on my personal finance.

Age 26
Gross salary RM3380

Investments
Asb loan - RM150k (monthly RM813) - now dividend more than RM10k
Tabung haji - RM100 monthly (less RM2k)
Unit trust - RM500 (just started - will practise DCA)
Stashaway - RM100 (initial deposit)

Expenses roughly
Housing loan - RM1320 - house still under  construction, another 4 years to complete -- so i havent paid full installment yet
Food RM500
Transport RM200
Rental RM500
Misc RM200-300
Parent RM100

So now i was thinking of purchasing reit stocks which i want o allocate RM2k (taken from bonus) for that as a start. I feel like im rushing with my investment

What do you guys think?

WOW SIFU ive been reading your posts and you are one of the very reason I posted!! And i've also started to study bond because of the experience you shared, but still not able to learn in thorough just surfing on the basic.

Thank you so much for your encouragement, but I do feel i'm basically empty on this financial planning world. Would very like to learn more from you!! I admire your planning and even self realization on what you want and achieving it~

If theres any advice or website etc you can share to me, I would be very thankful!! Regardless of that, im still very glad to get inspire by you~

P.s. I LOVE doraemon too, so... but no thats not the reason i express my admiration hahahahha.

Hmmm both of you have your point, though I myself is more of a conservative and careful mindset, hence is not much into aggresive investment. But I DO know if theres a time to be aggresive it is now, as I have the long years to cover up my losses.

Property is a hard way to venture now as Covid-19 hits, one of the major impact and I would see the effect gonna last for at least a few years before it can recover and boom again. Hence though risky, its still a better option to explore on the equities and stocks. And still, given my weak heart I will only invest 10-20% into high risk investment, so I would still need diversified medium to low risk investment vehicle. Since bond require large capital, perhaps i'll have to look into funds.

Anyway thanks for sharing~ I like to read others stories, we all have our journey, and its nice to have some motivation and inspiration now and then.