Apr 10 2019, 04:20 PM
QUOTE(drumstix @ Apr 10 2019, 03:40 PM)
300 for credit card and 800 for leisure are mostly allocated for drinking, weekend outings, shopping, dates. Yeah I can certainly pay using cash/debit card. But paying by card (with a good track record) would be good for loan applications in the future? Do correct me if I'm wrong.
I'm working in a small town in Pahang, so food and accommodation is pretty cheap here. Certainly not compromising on needs.
Still targeting to achieve a take home pay of 10k a month before I turn 30. With 100k cash, I'm weighing my options to either invest it or save it.
Credit card is a payment mode...I'm working in a small town in Pahang, so food and accommodation is pretty cheap here. Certainly not compromising on needs.
Still targeting to achieve a take home pay of 10k a month before I turn 30. With 100k cash, I'm weighing my options to either invest it or save it.
Once you put in "Credit Card" in expenditure, people assume you are paying back credit card overdue or something
To add on, why do you just use 300 on credit card only? Fuel, insurance, gym, food, phone, leisure all can be paid by CC and get cashback..
Typically I can get 1k+ on cashback per year
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