I'm aged 29 currently and working in office.

Nett salary RM 4,400/ (just found new job, start April 2020)
Side income - possible making RM600-RM800 per month coz just get grab license planning to drive grab clear off my credit card debt

Monthly expenses (Food + Grocery - RM900)
Parent RM 200
Rental RM 0 (stay with family till end of year 2020)
Car loan RM 525 (left 6 years more to settle) (9 years loan)
Car Petrol - RM350 per month
Renew road tax + Car Insurance = RM125/month
Car Maintenance average RM200 per month
Insurance RM62.50 per month
Phone RM 80
Internet RM 104.94
PTPTN Loan RM316.25
Entertainment RM300
Total Expenses Exclude Credit Card and Personal Loan Debt = RM3,200/per month

Mininum Credit Card Payment Per Month = average RM700 per month
Gross Salary - (Total Expenses +Minimum Credit Card Payment) = Balance RM500

Credit Card A debt = RM1,000
Credit Card B debt = RM3,000
Credit Card C debt = RM2,500
Personal Loan Debt = RM2,080 balance left 8 months to pay/monthly repayment RM260
Total Debt = RM8,580

Currently my status still single, no gf, no house

Its my fault previously I have overspend and expecting got bonus from the company but after 7 years working I only get one year bonus. 2 months ago I went to get a PSV license to drive grab plan to clear off my credit card debt ASAP. I not sure my new job will be stable or not. I not surely have extra time to work grab to make extra RM600-RM800 per month. I cant think off any other side income other than work as grab driver. I am just hoping to clear off my debt ASAP and get some savings for my future planning. I hope you guys can gv any recommendation to me since Im in this kind of situation. Do you guys recommend me to do balance conversion plan for my credit card B & C.