Hello there! Had some reading, I'm quite blur in my personal financial management. Need advice from the finance gurus here

Background
1. I'm 24 this year. Worked straight after SPM (didnt want to get into student loan), studied online while working.
2. Since 18 salary steadily rose every year.
3. Income source : tuition
4. Average monthly income: 8k
5. Married at 22 (my husband has own business )




Commitment

Car : 450
House loan : 500 (husband pays 1000)
Petrol: 200
Phone/Data : 200
internet at home :156
ikea installment (till end of the year):177
CWA (cimb unit trust) :600
Parents:200
Dog food:100
food, self expense:400

Balance 5017 (after deduct EPF and PCB is...
somewhere around 4.5k)
I do pay insurance, every year about rm900 (I think..)

My goal is to save up enough to be able to migrate to New Zealand.
Do I continue saving or...?