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 Personal Financial Management V3, It's all about managing your $$$

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cyberboi
post Jul 14 2014, 08:57 AM

Getting Started
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Junior Member
61 posts

Joined: Jul 2011
QUOTE(beeang @ Jul 13 2014, 04:23 PM)
Hi, i am Currently 23 yrs old

working income 4.5k after epf deduction

Monthly money for mum 1k
Swift car instalment 800
Klia transit 250
Insurance alianz 200
saving 2k everymonth

total 4250.. left 250 for some shopping

-no credit card
-no petrol money because mum using the car
-No need to eat outside because meal provided and after work eat at home
-nvr use much money for entertainment like movie etc.. boyfriend is paying them.. so mostly i dont use money at all..

This is what i have been doing since i started working last two years. My income is around 4k to 5k ever since i join.

I am saving money to buy my first house. But i am scare is it hard or easy to get a house with my profile?
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at a young age u earn so much dy... thumbup.gif
What u work as?


cyberboi
post Jan 27 2015, 12:12 PM

Getting Started
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Junior Member
61 posts

Joined: Jul 2011
QUOTE(polarzbearz @ Jan 24 2015, 12:55 PM)
brows.gif I working adult food only average ~RM300/month (breakfast + lunch  dinner) brows.gif brows.gif
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Woh u can do that in year 2015? thumbup.gif

I used to spent RM300/mth too when i was working in KL! BUT it was 6 yrs ago!
Breakfast: maggie/biscuit/gardenia bread RM5/week
Lunch: RM4+ (90% chicken rice cos its fill your stomach LOL + chinese tea, force to order cos eat at kopitiam)
Dinner:RM4+ (chap fan - always the same stall cos its the cheapest)

On weekends, of cos spend abit more BUT I make a budget to spend ONLY RM300/mth on meal.

I been doing that for 2 years! Now when i think bout it.... its like WOH! how i able to do that last time... sweat.gif


 

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