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 Personal Financial Management V3, It's all about managing your $$$

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cempedaklife
post Mar 4 2019, 03:41 PM

Master Decoy
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Senior Member
4,350 posts

Joined: Oct 2010
From: KL


QUOTE(af_1993 @ Mar 1 2019, 01:52 PM)
Hi guys would love to get your advice on my personal finance.

Age 26
Gross salary RM3380

Investments
Asb loan - RM150k (monthly RM813) - now dividend more than RM10k
Tabung haji - RM100 monthly (less RM2k)
Unit trust - RM500 (just started - will practise DCA)
Stashaway - RM100 (initial deposit)

Expenses roughly
Housing loan - RM1320 - house still under  construction, another 4 years to complete -- so i havent paid full installment yet
Food RM500
Transport RM200
Rental RM500
Misc RM200-300
Parent RM100

So now i was thinking of purchasing reit stocks which i want o allocate RM2k (taken from bonus) for that as a start. I feel like im rushing with my investment

What do you guys think?
*
if i were you, i wouldnt invest in unit trust with limited fund.
better got for stock market / reit. at least you learn investment yourself.

 

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