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 Personal Financial Management V3, It's all about managing your $$$

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beeang
post Jul 13 2014, 04:23 PM

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2 posts

Joined: Jul 2014
Hi, i am Currently 23 yrs old

working income 4.5k after epf deduction

Monthly money for mum 1k
Swift car instalment 800
Klia transit 250
Insurance alianz 200
saving 2k everymonth

total 4250.. left 250 for some shopping

-no credit card
-no petrol money because mum using the car
-No need to eat outside because meal provided and after work eat at home
-nvr use much money for entertainment like movie etc.. boyfriend is paying them.. so mostly i dont use money at all..

This is what i have been doing since i started working last two years. My income is around 4k to 5k ever since i join.

I am saving money to buy my first house. But i am scare is it hard or easy to get a house with my profile?


 

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