Done too.

Looking fwd for small-middle income financial plan

My situation:

income: 2700
car hp: 300 - 2nd car
utilities: 120
petrol: 350 - use cc
ptptn: 350
insurance: 100
loan: 730
cash in hand: 7k - for emergency
wife money: didnt touch any cuz her salary also ciput. she pay her personal loan & daily expenses

balance: 750 for everyday expenses. barely able to save.
father to be soon, expect emergency fund will be used up

what to do meh

Had thought bout it. But this near time...still can't.
Live in parent house, take care of my too old father and wife (now 8mnths preggo) <-Cant migrate to other state for now
So, for meantime i should not always out...even for part time job.

Resume already sent out several months ago, to several co.
Current cmpny really well, but rates here still sh!++y low.

Thanks for the advice, will consider which is possible with my situation.
My freelance project stuck halfway since it require intense study, exams & waiting for results

Time is gold & education is investment

Hi supersound,
Its investment linked insurance...take the cheapest one. Will gain portion of profit when policy expired.
rm730 is accumulated amount for personal n study loan.