Good evening everyone. ...I badly need your opinion regarding - using ez payment (credit card) to pay for life/medical insurance..is it advisable?
An agent quoted me rm500/mnth (rm200 for my newborn son and and 300/mnth for myself)...thats 6k of debt...rite? I told him I preferred standing instruction, so I can pay every month..then he told me thats gonna cost me extra rm25..sure I'll save 25×12..but does it really worth it? Really dont like using my credit card this way... please advise from good personal financial management point of view....

Btw my total income 4k..b4 tax ...etc...tq for your reply...