To Bankers,

I'm looking for personal loan up to 30k. Please PM your bank offer. TQ

To Bankers,

I'm looking for personal loan up to 20k. Please PM your bank offer. TQ

Hi forumers,

I have concerns about my personal finances that I would like to share with u all

My salary = Rm 4100 gross + other benefits
Net pay = Rm 3560

I have a cc that has long overdue about 1.5 years ago and the outstanding amount
Currently is at Rm 8.6k

I wanted to buy a property few months back. I went to bank Negara to print out my
Ccriss report to my amazement, the cc is not in the ccris. I decided not to move with the purchase then
Thought of a better investment.

Now I believe I found the property that I want. I only have 10k in hand right now after discounts
I would need to pay 10k as the down payment for the property.

My concern is should the credit report be updated and show in the ccris. How should I manage this?
If I pay the cc I won't have enough money for the down payment

I'm 25 btw