hey guys currently my family is having various debts

1. housing loan 1 - 1.3k per month (about 130k left)
2. housing loan 2 - 20k owing to developer to collect keys for the house, currently paying installment of 1.6k per month
2. overdraft - 50k
3. credit card - 18k

may I know how should i clear the debts? all debts belong to my parents and they have 0 income at the moment.

My only advice to them is to sell the current house which worth around 1m and shift to a cheaper place to clear all debts but they refuse to listen and continue to live month to month depending on me and my siblings.

my nett take home is only 5.5k and due to paying all debts i do not have any savings. lets assume my parents do not want to sell the house, what else can i do? thinking of getting personal loan to pay off 20k to get my house key and then try to rent it out first (currently in a law suit suing developer hence not planning to sell yet)

This post has been edited by Wazzzap: Apr 12 2019, 12:32 AM