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 Personal Financial Management V3, It's all about managing your $$$

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GeekieLoner
post Aug 28 2014, 04:48 PM

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7 posts

Joined: Jul 2014

Nett Income: 4000

Food: 800
Fuel & Toll: 300 + 100
Parents: 700
Entertainment, Shopping & Others: 400
Savings: 1000

Total Left: 700

Currently driving a 9 year old Perodua.
More and more maintenance coming up recently.
Planning to get a car to replace it.
What will be the car affordable by my current financial status?
Will car be cheaper after GST implementation?

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GeekieLoner
post Aug 28 2014, 05:19 PM

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Joined: Jul 2014
QUOTE(felixmask @ Aug 28 2014, 05:04 PM)
mind to share your age?
I assume 9year working exp- shld hv sufficient money to buy a hse. But you didnt list down.

Nowday hse so expensive..so better save - if afford better buy 1.
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I'm 26 this year.
The car I actually inherited from my parents hence not serving any hire purchase loan.

Meanwhile for house, it's under construction and DIBS.
Hence, loan repayment will only starts after completion.
Housing loan repayment will be ard RM 1300.
GeekieLoner
post Sep 2 2014, 09:26 PM

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QUOTE(felixmask @ Aug 28 2014, 05:30 PM)
how much you bought your hse?

rm1300 montly for 30year is rm300k condo.  thumbup.gif
When you bought ?
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It's actually a small soho only.
Bought it ard 2012.

QUOTE(ironmanfren @ Aug 29 2014, 11:47 AM)
Are you staying with parents or renting house currently ?
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Staying with family.

QUOTE(adele123 @ Aug 29 2014, 04:05 PM)
considering 800 per month, that's about 27 a day... 9 per meal... well, shopping centre food court, that's about the right price. it's not cheap having a meal in klang valley, though one can always avoid the shopping mall restaurants.

Side note: back in australia, i spend $40 per week groceries (i don't eat out). sometimes even just about $30. Dang, must be really cheap in germany.
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As most of my meals will be taken outside.
And sometimes i'll be paying for my family too.

 

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