Hi all,

Been reading the sharing here, felt like I could humbly get some advice from the sifus here~

Age: 26
Nett Pay: 4700

Monthly Expenses:
Rent: 750
Food: 600
Phone bill: 50
Petrol: 200
Online shopping: 200
Parents: 500
Medical Insurance: 200
Medical supplement: 100
Others: 100 (Ochipalang)
-----------
2,700

Monthly savings: 2,000

Savings/Assets:
1. FD 10k
2. Rakuten 13k
3. PRS 5k (Topping up 2k yearly for income tax relief)
4. ASM 26k
5. OCBC 360 70k
6. EPF 49k

Total Assets: 173k

No outstanding loans. My parents bought me my first Axia and have been a great companion since.

OCBC 360 was great as i manage to hit the high interest rate monthly, but now its only 2.6% pa so i've been looking at other high yield interest saving account option.
Also, I'm interested in investing in robo-adviser (Wahed or stashaway) for perhaps 10% of my savings and with aggresive portfolio since ive been doing rather low-risk investment.

Ive actually achieved my financial goal already (for this age), just trying to diversify more on the investments and learn more as there's so many diff type of investments now.

Kindly give me any advice, thanks all in advance~

Ahhhhhh thats too baddddd, I enjoy reading from all these experienced people in forum, so much to learn from them.
Its okay, you can master his teaching and continue to share with all newbies like me~~~
Hmm not really, my stock investment only started like this year?
My passive income as for now are just interest from FD, interest account or so. I guess its just my promotion or discount voucher that here and there saved some (like an aunty, hahahahha)
Yes without knowingly im leading a lifestyle thats diff from my similar age, im not sure why too hahaha but at least im comfortable with it.

Yes, besides 6 months emergency cash reserve, ive been planning to invest more in robo-adviser and unit trust. All need to carry out research and hard work, sometimes just lazy to do it....